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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Patrick J. Greenfelder

Criminal, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 34 Years

CONTACT

233 W Broad St, Chesaning, MI 48616

James L. Gutting

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

601 W Corunna Ave, Corunna, MI 48817

Jessica Louise Sanchez

Consumer Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

900 S Bridge St, Dewitt, MI 48820

Jeffrey Rothstein

Bankruptcy, Criminal, Divorce & Family Law, Estate, Juvenile Law

Status: In Good Standing Licensed: 15 Years

FREE CONSULTATION

CONTACT

11373 S US Highway 27, Dewitt, MI 48820

Caroline Jennifer Kingston

Commercial Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

308 Law College Building B, East Lansing, MI 48824

Stephen H. Zimmerman

International, Government, Consumer Bankruptcy

Status: In Good Standing Licensed: 52 Years

CONTACT

200 Albert Ave, East Lansing, MI 48823

Ismat Lal

Residential Real Estate, Commercial Real Estate, Landlord-Tenant, Commercial Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

1203 Westview Ave, East Lansing, MI 48823

Francis X. Hathaway

Family Law, Criminal, Business, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

121 Burcham Drive, East Lansing, MI 48823

Kelly Michelle Fletcher

Immigration, Estate, Contract, Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

121 Burcham Dr, East Lansing, MI 48823

Melissa Ann Keener

Construction, Commercial Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

1690 Watertower Pl, East Lansing, MI 48823

800-923-0641

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LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

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Ovid Bankruptcy Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Patrick J. Greenfelder

James L. Gutting

Jessica Louise Sanchez

Jeffrey Rothstein

Caroline Jennifer Kingston

Stephen H. Zimmerman

Ismat Lal

Francis X. Hathaway

Kelly Michelle Fletcher

Melissa Ann Keener

TIPS

LEGAL TERMS

GRACE PERIOD

DOING BUSINESS AS (DBA)

GUARANTOR

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

MEANS TEST

TOXIC TORT

BULK SALES LAW

CREDIT REPORT

401(K) PLAN

SAMPLE LEGAL CASES

RDM Holdings, Ltd. v. Continental Plastics Co.

Gulf Underwriters Ins. Co. v. McCLAIN INDUSTRIES, INC.

MICHIGAN COMMERCE BANK v. PALMS INVESTMENTS, LLC

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