Owls Head Bankruptcy Lawyer, Maine
Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution
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1-3 of 3 matches. Page 1 of 1
Frederick Newcomb
Real Estate, Commercial Bankruptcy, Wills, Litigation
Status: In Good Standing Licensed: 45 Years
166 Main Street, Rockland, ME 04841
Profile LAWPOINTS™29/100
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Edward G. Dardis
Corporate Tax, Litigation, Civil & Human Rights, Bankruptcy
Status: In Good Standing Licensed: 46 Years
Damariscotta, ME 04543
Profile LAWPOINTS™24/100
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Scott F. Hess
Real Estate, Litigation, Federal Appellate Practice, Bankruptcy
Status: In Good Standing Licensed: 15 Years
72 Winthrop Street, Augusta, ME 04330
Profile LAWPOINTS™24/100
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LEGAL TERMS
FDCPA
See Fair Debt Collections & Practices Act.
HOUSEHOLDER
A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)
A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.
LIMITED PARTNERSHIP
A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)
A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.
DEBT COLLECTOR
A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)
A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.
GARNISHMENT
A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)
A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.
LIEN
The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)
The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).
BULK SALES LAW
A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)
A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.
FAIR CREDIT REPORTING ACT (FCRA)
A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)
A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.
DEBIT CARD
A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)
A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.
SAMPLE LEGAL CASES
Cimenian v. Lumb
... This case started with what the trial court described as a "very murky, very questionable
transaction." In 1997, Nahabet Cimenian, William Lumb, who is Carolle Lumb's husband, and
Allen Fernald entered into a partnership formed to purchase two bankruptcy claims in the ...
Key Equipment Finance, Inc. v. Hawkins
... (KEF), for a deficiency judgment resulting from a bankruptcy sale of equipment. ... [¶ 4] In September
2005, Hawkins signed a Chapter 11 bankruptcy petition on behalf of MBI. During the bankruptcy
proceedings, MBI's lawyers regularly conveyed developments to Hawkins. ...
NORTH EAST INS. CO. v. Young
... and Alley against Weeks. The court determined that the discharge of Hutchinson's
personal liability in bankruptcy had rendered the cross-claims against her moot. Young
and Alley appealed. II. DISCUSSION. [¶ 10] We begin by ...
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