Palmdale Credit & Debt Lawyer, Florida

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Atty. Raymond Mitchell
Chapter 7 | Chapter 13
The Law Firm of Raymond Mitchell
3717 Del Prado Blvd. South Cape Coral, Florida 33904 » view map
Lee County Bankruptcy Lawyer
We Help You Survive Financial Attacks

We strive to protect your freedom and rights and provide high quality legal services to you in a professional, respectful, realistic and honest manner.

800-256-5820
1. Raymond B. Mitchell Cape Coral
  Attorney At Law - FL, 1994
  Regent University School of Law - 1993
2. Chapter 7Liquidation
  A Chapter 7 liquidation proceeding is available to individuals, partnerships, and corporations.
3. Chapter 13Reorganization
  A Chapter 13 bankruptcy, or "wage earner reorganization" is available only to individuals with regular income.
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Andrew John Hughes

Commercial Real Estate, Health Care, Estate Planning, Credit & Debt, Divorce

Status: In Good Standing Licensed: 47 Years

CONTACT

3689 Liberty Square, Fort Myers, FL 33908

Anthony W Kunasek

Criminal, Credit & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

Fort Myers, FL 33902

Anthony William Kunasek

Criminal, Credit & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

Fort Myers, FL 33902

Barbara Mathews Trescott

Lawsuit & Dispute, Criminal, Elder Law, Credit & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

421 Norwood Ct, Fort Myers, FL 33919

Brian David Zinn

International Tax, Civil Rights, Contract, Credit & Debt

Status: In Good Standing

CONTACT

6 Mile Cypress Pkwy, Fort Myers, FL 33966

Christopher Ivey Miller

Trusts, Contract, Credit & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

1705 Colonial Blvd, Fort Myers, FL 33907

David Andrew Agin

Immigration, Corporate, Employee Rights, Credit & Debt

Status: In Good Standing

CONTACT

11133 Sierra Palm Ct, Fort Myers, FL 33966

David W Fineman

Litigation, Civil Rights, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

1436 Royal Palm Square Blvd, Fort Myers, FL 33919

David Andrew Agin

General Practice

Status: In Good Standing

CONTACT

11133 Sierra Palm Ct, Fort Myers, FL 33966

David Andrew Agin

General Practice

Status: In Good Standing Licensed: 30 Years

CONTACT

11133 Sierra Palm Ct, Fort Myers, FL 33966

800-923-0641

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

COLLATERAL

Property that guarantees payment of a secured debt.

FCBA

See Fair Credit Billing Act.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Palmdale Credit & Debt Lawyer, Florida

Sponsored Law Firm

The Law Firm of Raymond Mitchell

SPONSORED LAWYERS

Andrew John Hughes

Anthony W Kunasek

Anthony William Kunasek

Barbara Mathews Trescott

Brian David Zinn

Christopher Ivey Miller

David Andrew Agin

David W Fineman

David Andrew Agin

David Andrew Agin

TIPS

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

BULK SALES LAW

LIMITED LIABILITY

DEBT COLLECTOR

NUISANCE FEES

DISCHARGEABLE DEBTS

COLLATERAL

FCBA

LIQUIDATING PARTNER

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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