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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Alexander H Lubarsky

✓ VERIFIED

Immigration, Criminal, Bankruptcy, Divorce & Family Law, Civil & Human Rights

Mr. Lubarsky is an active member of the California Bar and has a law degree as well as a Master's degree in law. He has been in practice for over fift... (more)

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800-884-1821

2615 Middlefield Road, Redwood City, CA 94063

Cornell T. Solomon

Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

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Murco Plaza, 39111 Paseo Padre Parkway, Fremont, CA 94538

Henry Chuang

Real Estate, Litigation, Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

2501 Park Boulevard, Palo Alto, CA 94306

Henry Chuang

Commercial Real Estate, Real Estate, Litigation, Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

2501 Park Blvd., Palo Alto, CA 94306

Julia Ming Hua Wei

Real Estate, Litigation, Business, Bankruptcy

Status: In Good Standing

CONTACT

2501 Park Boulevard., Palo Alto, CA 94306

Peter Nixon Brewer

Real Estate, Commercial Real Estate, Contract, Collection

Status: In Good Standing Licensed: 45 Years

CONTACT

2501 Park Blvd, Palo Alto, CA 94306

Simon O W Offord

Real Estate, Contract, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

2501 Park Blvd, Palo Alto, CA 94306

David Scott Levin

Litigation, Lawsuit & Dispute, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

405 Sherman Ave, Palo Alto, CA 94306

Ashlee Dee Adkins

Commercial Real Estate, Real Estate, Bankruptcy, Litigation

Status: In Good Standing Licensed: 9 Years

CONTACT

2225 El Camino Real, Palo Alto, CA 94306

Daniel James Klotz

Lawsuit & Dispute, Intellectual Property, Industry Specialties, Bankruptcy & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

2939 Emerson St, Palo Alto, CA 94306

800-923-0641

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

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Palo Alto Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

Alexander H Lubarsky

Cornell T. Solomon

Henry Chuang

Henry Chuang

Julia Ming Hua Wei

Peter Nixon Brewer

Simon O W Offord

David Scott Levin

Ashlee Dee Adkins

Daniel James Klotz

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LEGAL TERMS

INTEREST

PRESUMED ABUSE

DOING BUSINESS AS (DBA)

SECURED DEBT

COLLECTION AGENCY

GARNISHMENT

LIABILITY

REPOSSESSION

TRADE DRESS

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