Parksville Collection Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Arlene Courtney Gray

Bankruptcy, Corporate, Collection, Consumer Bankruptcy, Employment

Status: In Good Standing

FREE CONSULTATION

CONTACT

114 North 5th Street, Bardstown, KY 40004

Emily H. Cowles

Corporate, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing

CONTACT

133 West Short Street, Lexington, KY 40507

Edna Jenelle Coulter

Real Estate, Collection, Credit & Debt

Status: In Good Standing

CONTACT

7925 Bloomfield Rd, Bardstown, KY 40004

John Edward Reynolds

Divorce, DUI-DWI, Collection, Medical Malpractice

Status: In Good Standing

CONTACT

400 S Main St, Nicholasville, KY 40356

Heather Marie Tackett

Collection

Status: In Good Standing

CONTACT

209 Oakmont Dr, Nicholasville, KY 40356

Jeffrey A Taylor

Lawsuit & Dispute, Civil Rights, Insurance, Collection

Status: In Good Standing

CONTACT

2101 Broadhead Place, Lexington, KY 40515

Todd Eugene Stockwell

Intellectual Property, Employment, Collection, Defamation & Slander

Status: In Good Standing

CONTACT

861 Corporate Dr, Lexington, KY 40503

Mary Sky Fortune

International Tax, Federal Trial Practice, Collection

Status: In Good Standing

CONTACT

2133 Oleander Dr, Lexington, KY 40504

Ryan Rankley Atkinson

Bankruptcy, Bankruptcy & Debt, Collection

Status: In Good Standing

CONTACT

1608 Harrodsburg Rd, Lexington, KY 40504

Jennifer Z Hoerner

General Practice

Status: In Good Standing

CONTACT

Lexington, KY 40588

800-923-0641

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LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

FCBA

See Fair Credit Billing Act.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

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Parksville Collection Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Arlene Courtney Gray

Emily H. Cowles

Edna Jenelle Coulter

John Edward Reynolds

Heather Marie Tackett

Jeffrey A Taylor

Todd Eugene Stockwell

Mary Sky Fortune

Ryan Rankley Atkinson

Jennifer Z Hoerner

TIPS

LEGAL TERMS

COLLECTION AGENCY

CREDIT COUNSELING

REPOSSESSION

FCBA

PRIORITY DEBT

LOSS DAMAGE WAIVER (LDW)

DOING BUSINESS AS (DBA)

LIEN

WORKOUT

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