Parryville Credit & Debt Lawyer, Pennsylvania

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Vincent Rubino
About | Practice Areas
Newman Williams, P.C.
712 Monroe St P.O. Box 511 Stroudsburg, PA 18360» view map
Bankruptcy & Debt
A Legacy Of Solving Clients' Problems

We are proud to uphold a decades-long tradition of serving clients with courtesy, honesty and integrity. We have been here for you, and we will continue assistance into the future.

570-421-9090
1. Vincent Rubino Stroudsburg, PA
  Attorney at Law - PA, 1987
  Hofstra University J.D. 1987
2. AboutNewman Williams, P.C.
  A Tradition Of Service And Results
3. Practice AreasExpertise
  Bankruptcy & Debt
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Jason Michael Rapa

✓ VERIFIED

Criminal, Credit & Debt, Personal Injury, Bankruptcy, Car Accident

Jason M. Rapa, Esquire, is a lawyer licensed and admitted to practice law in the State of Pennsylvania and before all three Pennsylvania Federal Court... (more)

FREE CONSULTATION

CONTACT

800-775-4620

141 South 1st Street, Lehighton, PA 18235

David C. Schattenstein

Bankruptcy, Collection, Children's Rights, Credit & Debt

Status: In Good Standing Licensed: 54 Years

CONTACT

1114 N 21St St, Allentown, PA 18104

Denise Louise Wester

Litigation, Civil Rights, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 34 Years

CONTACT

881 3Rd St, Whitehall, PA 18052

Denise Louise Wester

Litigation, Civil Rights, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 34 Years

CONTACT

881 3Rd St, Whitehall, PA 18052

James A. Schneider

Landlord-Tenant, Estate, Family Law, Credit & Debt

Status: In Good Standing Licensed: 57 Years

CONTACT

439 W Broad St, Hazleton, PA 18201

Lynn E Feldman

Divorce & Family Law, Credit & Debt, Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

221 N Cedar Crest Blvd, Allentown, PA 18104

Mark H. Scoblionko

Mass Torts, Health Care, Social Security, Elder Law, Credit & Debt

Status: In Good Standing

CONTACT

40 S 5Th St, Allentown, PA 18101

Matthew James Deschler

Employment, Civil & Human Rights, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 13 Years

CONTACT

44 E Broad Street, Bethlehem, PA 18018

Michelle Anne Dewald

Bankruptcy, Consumer Bankruptcy, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

1683 Broadhead Ct, Bethlehem, PA 18015

800-923-0641

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LEGAL TERMS

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

FCBA

See Fair Credit Billing Act.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

SAMPLE LEGAL CASES

Biese v. Biese

... 10 In Issue A(2), Husband asserts that all of the parties' credit card debt should not have been apportioned to him. According to Husband, if the Master's goal was a 50/50 split of the marital estate, he should have assigned half of the $10,584.00 credit card debt to Wife. ...

DEBT SETTLEMENT USA, INC. v. Kaplan

... Act 117 also defines "debt settlement services" as: [a]n action or negotiation made on behalf of a consumer with that consumer's creditors for the purpose of the creditor forgiving part or all of the principal of the debt incurred or credit extended to that consumer. ...

Commonwealth Financial Systems, Inc. v. Smith

... ("CFS") appeals from the judgment entered in favor of Ms. Larry Smith ("Ms. Smith") in this action to collect a credit card debt. [1] We affirm. ... By March 2002, Ms. Smith was approximately $2,000 in debt on her credit card account. CFS buys and collects debts. ...

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Parryville Credit & Debt Lawyer, Pennsylvania

Sponsored Law Firm

Newman Williams, P.C.

SPONSORED LAWYERS

Jason Michael Rapa

David C. Schattenstein

Denise Louise Wester

Denise Louise Wester

James A. Schneider

Lynn E Feldman

Mark H. Scoblionko

Matthew James Deschler

Michelle Anne Dewald

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LEGAL TERMS

WINDING UP

DISCHARGEABLE DEBTS

SOLE PROPRIETORSHIP

REAFFIRMATION

DEBIT CARD

FAIR CREDIT BILLING ACT (FCBA)

FCBA

LOSS DAMAGE WAIVER (LDW)

DISPOSABLE INCOME

SAMPLE LEGAL CASES

Biese v. Biese

DEBT SETTLEMENT USA, INC. v. Kaplan

Commonwealth Financial Systems, Inc. v. Smith

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