Pauma Valley Collection Lawyer, California

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Andrei Armas
About | Practice Areas
Armas & Joseph, APLC
1712 West Beverly Blvd Suite 201 Montebello, CA 90640» view map
Consumer Rights and Collection
We Fight For You

No matter what type of legal support you are looking for, we have the resources and expertise to help.

800-675-3790
1. Andrei Armas Montebello, CA
  Attorney at Law- CA
  California Western School of Law, J.D. 2014
2. AboutArmas & Joseph, APLC
  We Fight For You
3. Practice AreasExpertise
  Consumer Rights
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Craig Eugene Dwyer

✓ VERIFIED

Bankruptcy & Debt, Credit & Debt, Collection, Trusts, Wills & Probate

Craig E. Dwyer, Esq., has represented both debtors and creditors in Chapter 7, 11 and 13 Bankruptcy Cases in San Diego, Orange, Los Angeles and Rivers... (more)

FREE CONSULTATION

CONTACT

800-486-2210

8745 Aero Drive, Suite 301, San Diego, CA 92123

Sallie E Barnett

Corporate, Contract, Business Organization, Collection

Status: In Good Standing

CONTACT

601 S Main St, Corona, CA 92882

James Falk Lewin

Foreclosure, Civil Rights, Business & Trade, Collection

Status: In Good Standing Licensed: 35 Years

CONTACT

27368 Via Industria, Temecula, CA 92590

Harlan Michael Reese

Civil Rights, Insurance, Collection, Bankruptcy

Status: In Good Standing Licensed: 39 Years

CONTACT

3168 Lionshead Ave, Carlsbad, CA 92010

Michael Richard Daniels

Accident & Injury, Medical Malpractice, Collection, Real Estate

Status: In Good Standing Licensed: 47 Years

FREE CONSULTATION

CONTACT

16870 West Bernardo Drive, San Diego, CA 92127

Marc Fabito

International Tax, State Appellate Practice, Administrative Law, Collection

Status: In Good Standing

CONTACT

2173 Salk Avenue, Carlsbad, CA 92008

Katherine Christine Bray

Litigation, Government, Business, Collection

Status: In Good Standing Licensed: 19 Years

CONTACT

2121 Palomar Airport Rd, Carlsbad, CA 92011

Deborah Lynn Raymond

Commercial Real Estate, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing

CONTACT

445 Marine View Ave, Del Mar, CA 92014

Jason C Tatman

Other, Real Estate, Collection, Commercial Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

2005 Coast Blvd, Del Mar, CA 92014

Lilys Doris Mccoy

Defect and Lemon Law, Securities Fraud , Credit & Debt, Collection

Status: In Good Standing

CONTACT

5469 Kearny Villa Rd, San Diego, CA 92123

800-923-0641

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LEGAL TERMS

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

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Pauma Valley Collection Lawyer, California

Sponsored Law Firm

Armas & Joseph, APLC

SPONSORED LAWYERS

Craig Eugene Dwyer

Sallie E Barnett

James Falk Lewin

Harlan Michael Reese

Michael Richard Daniels

Marc Fabito

Katherine Christine Bray

Deborah Lynn Raymond

Jason C Tatman

Lilys Doris Mccoy

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LEGAL TERMS

WORKOUT

S CORPORATION

PRESUMED ABUSE

CHAPTER 13 PLAN

COLLECTION AGENCY

NO-FAULT INSURANCE

ADMINISTRATIVE EXPENSES

ACCORD AND SATISFACTION

IRS EXPENSES

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