Perquimans County, NC Workout Lawyers

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Rachel S. Gunther

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Estate, Business, Divorce & Family Law

FREE CONSULTATION

CONTACT

252-426-2006

147 N. Church Street, Hertford, NC 27944

Jeffrey Moreland

Motor Vehicle, Estate, Divorce & Family Law, Criminal

Status: In Good Standing

CONTACT

109 North Church St, Hertford, NC 27944

Janice R. Mckenzie

Traffic, Immigration, Family Law, Criminal

Status: In Good Standing Licensed: 45 Years

CONTACT

1072 Harvey Point Rd, Hertford, NC 27944

Janice Mckenzie Cole

Traffic, Child Support, Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 41 Years

CONTACT

Hertford, NC 27944

J. Carlton Cole

Merger & Acquisition, Corporate

Status: In Good Standing Licensed: 37 Years

CONTACT

Hertford, NC 27944

Thomas Kyle Jones

General Practice

Status: In Good Standing Licensed: 12 Years

CONTACT

233 Rocky St, Hertford, NC 27944

Frank Thomas Katz

Trusts, State Government, Criminal

Status: In Good Standing Licensed: 30 Years

CONTACT

293 Yeates Ln, Hertford, NC 27944

Janice Mckenzie Cole

Lawsuit & Dispute, Divorce & Family Law, Criminal, Accident & Injury

Status: In Good Standing Licensed: 41 Years

CONTACT

Hertford, NC 27944

Jeffrey W Winslow

Criminal, Traffic

Status: In Good Standing

CONTACT

144 N Church St, Hertford, NC 27944

Melanie M. James

Other, Lawsuit & Dispute, Employment

Status: Inactive Licensed: 38 Years

CONTACT

204 N Front St, Hertford, NC 27944

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LEGAL TERMS

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

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Perquimans County, NC Workout Lawyers

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Rachel S. Gunther

Jeffrey Moreland

Janice R. Mckenzie

Janice Mckenzie Cole

J. Carlton Cole

Thomas Kyle Jones

Frank Thomas Katz

Janice Mckenzie Cole

Jeffrey W Winslow

Melanie M. James

TIPS

LEGAL TERMS

GARNISHMENT

LIABILITY

REPOSSESSION

C CORPORATION

PRESUMED ABUSE

BANKRUPTCY TRUSTEE

SETOFF

MEANS TEST

DEBT COLLECTOR

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