Phoenix Bankruptcy Lawyer, Arizona

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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Sean Robert Forrester Lawyer

Sean Robert Forrester

VERIFIED
Criminal, DUI-DWI, Bankruptcy

Sean Forrester, managing attorney at Lerner and Rowe Law Group, has made a career advocating for the rights of the citizen accused. Mr. Forrester has ... (more)

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602-977-1900

Peter H Westby

Estate Planning, Employment, Business Organization, Bankruptcy
Status:  In Good Standing           

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Christopher R. Stovall

Construction, Corporate, Bankruptcy, Litigation
Status:  In Good Standing           

Michael Zdancewicz

Estate Planning, Bankruptcy, Personal Injury, Business, Mass Torts
Status:  In Good Standing           

Kristin W. Mazon

Bankruptcy, Corporate, Litigation, Personal Injury
Status:  In Good Standing           

Mari Jo Clark

Bankruptcy, Business Organization, DUI-DWI, Credit & Debt
Status:  In Good Standing           

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Meredith H. Flori

Bankruptcy, Estate Planning
Status:  In Good Standing           

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Robert J. Campo

Wills & Probate, Wills, Bankruptcy, Trusts
Status:  In Good Standing           

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Dan Gukeisen

Divorce, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           

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Martin J. Berkley

Employment Discrimination, Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           

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LEGAL TERMS

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)
The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)
In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)
A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)
A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)
A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)
Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)
Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)
A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

SAMPLE LEGAL CASES

Zeagler v. Buckley

... After the commencement of this action, both Buckley and the corporate defendant sought bankruptcy protection. Buckley maintained her bankruptcy petition for seven months, during which Zeagler conducted discovery on matters ...

In re Phillips

... At the time of the disciplinary proceedings, P & A employed 250 people, including thirty-eight lawyers. The firm's practice was limited to criminal defense, bankruptcy, and personal injury. ... A. Caseloads of Bankruptcy Attorneys. ...

OLD REPUBLIC NAT. TITLE v. NEW FALLS

... During the pendency of the 1992 Case, several judgment debtors against whom AMC Trust had judgments sought bankruptcy protection. ... After several of the judgment debtors commenced bankruptcy proceedings, the 2004 Case was removed to bankruptcy court. ...