Pinewood Bankruptcy Lawyer, South Carolina, page 3

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Jason T. Moss
About | Practice Areas
Moss & Associates Attorneys, P.A.
816 Elmwood Ave Columbia, SC 29201» view map
Bankruptcy & Debt
Debt Problems? We Have Solutions!

We provide our clients with a unique combination of top-quality representation, small-firm economics, and commitment.

800-821-6041
1. Jason T. Moss Columbia, SC
  Attorney at Law - SC, 1998
  University of South Carolina J.D. 1998
2. AboutMoss & Associates Attorneys, P.A.
  Debt Problems? We Have Solutions!
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

John Brian Kelchner

Foreclosure, Banking & Finance, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

Columbia, SC 29211

Louise Myers Johnson

Banking & Finance, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Columbia, SC 29211

John Andrew Pincelli

Bankruptcy, Collection

Status: In Good Standing

CONTACT

Columbia, SC 29211

Rebecca Ann Roser

Litigation, Civil Rights, Insurance, Commercial Bankruptcy

Status: In Good Standing

CONTACT

1901 Main Street, Columbia, SC 29201

Elizabeth Zeck

Consumer Rights, Securities, Business, Consumer Bankruptcy

Status: In Good Standing

CONTACT

Columbia, SC 29202

Andrew Augustyn Powell

Bankruptcy & Debt, Bankruptcy

Status: In Good Standing

CONTACT

Columbia, SC 29202

Elizabeth Rice Polk

Foreclosure, Real Estate, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

Columbia, SC 29202

Page Mcaulay Kalish

Housing & Urban Development, Litigation, Insurance, Commercial Bankruptcy

Status: In Good Standing

CONTACT

Columbia, SC 29202

Kevin Ted Brown

Foreclosure, Litigation, Bankruptcy, Title Insurance

Status: In Good Standing

CONTACT

Columbia, SC 29202

Michelle Proveaux Clayton

Employee Rights, Litigation, Commercial Bankruptcy

Status: In Good Standing

CONTACT

Columbia, SC 29202

800-923-0641

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800-943-8690

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LEGAL TERMS

CREDIT FILE

See credit report.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CCCS

See Consumer Credit Counseling Service.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

FDCPA

See Fair Debt Collections & Practices Act.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

SAMPLE LEGAL CASES

In re Jacobsen

... PER CURIAM: This is an attorney disciplinary matter involving multiple allegations of misconduct arising out of Karl P. Jacobsen's (Respondent's) operation of his bankruptcy practice. ... Respondent was a member of a statewide bankruptcy firm (the Firm). ...

In re Edwards

... FACTS. Respondent is licensed to practice law in South Carolina, the United States District Court for the District of South Carolina (USDC), and the United States Bankruptcy Court for the District of South Carolina (Bankruptcy Court). ...

US Bank Trust Nat. Ass'n v. Bell

... to cure default. Mr. Bell further testified the Bells continued to make payments every month thereafter until filing for bankruptcy protection in October 2005, despite Bank's rejection of the monthly payments. [3] While asserting ...

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Pinewood Bankruptcy Lawyer, South Carolina, page 3

Sponsored Law Firm

Moss & Associates Attorneys, P.A.

SPONSORED LAWYERS

John Brian Kelchner

Louise Myers Johnson

John Andrew Pincelli

Rebecca Ann Roser

Elizabeth Zeck

Andrew Augustyn Powell

Elizabeth Rice Polk

Page Mcaulay Kalish

Kevin Ted Brown

Michelle Proveaux Clayton

TIPS

LEGAL TERMS

CREDIT FILE

GUARANTEED RESERVATION

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

IRS EXPENSES

CCCS

LOSS DAMAGE WAIVER (LDW)

FDCPA

COLLECTION AGENCY

SECURED DEBT

SAMPLE LEGAL CASES

In re Jacobsen

In re Edwards

US Bank Trust Nat. Ass'n v. Bell

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