Pleasant Plain Credit & Debt Lawyer, Ohio

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Troy Doucet
About | Practice Areas
Doucet & Associates CO., L.P.A.
700 Stonehenge Parkway Suite 2B Dublin, OH 43017Â» view map
Credit & Debt Law
Don't Give Up!

We want to help you without bankruptcy. We are one of the most recognized foreclosure defense law firms in Ohio without bankruptcy.

800-821-8920
1. Troy Doucet Dublin, OH
  Attorney at Law- OH, 2011
  Capital University Law School, J.D. 2011
2. AboutDoucet & Associates CO., L.P.A.
  Donâ€™t Give Up!
3. Practice AreasExpertise
  Credit & Debt Law
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Aaron Matthew Cole

General Practice

Status: In Good Standing Licensed: 11 Years

CONTACT

3962 Red Bank Road, Cincinnati, OH 45227

Benjamin Manuel Rodriguez

Commercial Real Estate, Civil Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

50 E-Business Way, Cincinnati, OH 45241

Benjamin Manuel Rodriguez

Commercial Real Estate, Civil Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

50 E-Business Way, Cincinnati, OH 45241

Benjamin Manuel Rodriguez

Contract, Credit & Debt, Civil Rights, Commercial Real Estate

Status: In Good Standing Licensed: 19 Years

CONTACT

600 Three Chimneys Ln, Camp Dennison, OH 45140

Bradley Aaron Reisenfeld

Real Estate, Banking & Finance, Bankruptcy, Medical Malpractice, Credit & Debt

Status: In Good Standing

CONTACT

3962 Red Bank Rd, Hillsboro, OH 45227

Brian Thomas Giles

Mediation, Arbitration, Civil Rights, Credit & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

7247 Beechmont Ave, Cincinnati, OH 45230

Brittany Lynn Griggs

Lawsuit & Dispute, Bankruptcy & Debt, Litigation, Credit & Debt

Status: In Good Standing

CONTACT

1438 Young Rd, Amelia, OH 45102

Candace Suzanne Sheridan

General Practice

Status: In Good Standing

CONTACT

1375 Cottonwood Drive, Milford, OH 45150

Chris Keegan

Bankruptcy, Credit & Debt

Status: In Good Standing

CONTACT

4440 Glen Este Withamsville Rd, Cincinnati, OH 45245

Colleen Jo Ann Kennedy

General Practice

Status: In Good Standing

CONTACT

3798 O'Leary Ave, Cincinnati, OH 45236

800-923-0641

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

... The result was that the account was returned to collections. Subsequently, Ford received letters from collections agencies and repeated phone 85 calls from those agencies, and the "bad debt" was placed on his credit report by FMCC. ...

Ham v. Ham

... Neither party filed objections to the magistrate's decision. On December 15, 2006, the magistrate sua sponte filed a Nunc Pro Tunc magistrate's decision to correct a mathematical error in the calculation of Daniel's credit card debt. ...

Home Depot USA, Inc. v. Levin

... Under the statute, the latter qualify for the bad-debt deduction. {Â¶ 19} This argument fails because vendors who extend credit themselves are not, with respect to bad debt, similarly situated to vendors like Home Depot, who hire financial institutions to extend credit. ...

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Pleasant Plain Credit & Debt Lawyer, Ohio

Sponsored Law Firm

Doucet & Associates CO., L.P.A.

SPONSORED LAWYERS

Aaron Matthew Cole

Benjamin Manuel Rodriguez

Benjamin Manuel Rodriguez

Benjamin Manuel Rodriguez

Bradley Aaron Reisenfeld

Brian Thomas Giles

Brittany Lynn Griggs

Candace Suzanne Sheridan

Chris Keegan

Colleen Jo Ann Kennedy

TIPS

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

DEBIT CARD

GUARANTOR

PREFERENCE

CREDIT BUREAU

FAIR CREDIT BILLING ACT (FCBA)

GENERAL PARTNER

SUBROGATION

CREDITOR

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

Ham v. Ham

Home Depot USA, Inc. v. Levin

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