Plymouth Credit & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Not enough matches for Plymouth Credit & Debt lawyer.
Below are all Plymouth Bankruptcy & Debt lawyers.

Charles Laegeler

Contract, Family Law, Credit & Debt, Criminal

Status: In Good Standing Licensed: 7 Years

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Rushville, IL 62681

Justin Mh Bougher

Traffic, Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 14 Years

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202 N Lafayette Street, Macomb, IL 61455

Lisa Scalf

Real Estate, Wills & Probate, Family Law, Bankruptcy

Status: In Good Standing

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315 E Jackson St, Macomb, IL 61455

Ramon Escapa

Tax, Divorce & Family Law, Bankruptcy, Estate Planning

Status: In Good Standing Licensed: 16 Years

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102 South Libertry St, Rushville, IL 62681

Sheldon Louis Solow

Real Estate, Corporate, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 49 Years

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114 Parkway, Carthage, IL 62321

Sheldon Solow

Real Estate, Corporate, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 49 Years

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114 Parkway, Carthage, IL 62321

James W. Tracy

Bankruptcy & Debt

Status: In Good Standing Licensed: 44 Years

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Mount Sterling, IL 62353

Thomas F. Hartzell

International, Estate Planning, Estate, Collection

Status: In Good Standing

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608 Wabash Ave, Carthage, IL 62321

Eric Grandt Icenogle

Family Law, Criminal, Civil Rights, Collection

Status: In Good Standing Licensed: 14 Years

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55 S Adams St, Carthage, IL 62321

Kameron Arthur Miller

Divorce & Family Law, Criminal, Bankruptcy, Collection

Status: In Good Standing Licensed: 41 Years

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88 S. Madison Street, Carthage, IL 62321

800-923-0641

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

FCBA

See Fair Credit Billing Act.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

... On June 28, 2005, plaintiff filed its initial complaint against defendant to collect on an alleged defaulted credit card debt. ... Plaintiff asserts that it is well entrenched in Illinois law that the statute of limitations for an action on a credit card debt is 10 years. ...

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

... appeals the order of the circuit court of Madison County that dismissed his class action complaint against the defendant, Nations Credit Financial Services ... knowingly done, shall be deemed a forfeiture of the entire interest which the note, bill, or other evidence of debt carries with ...

Laubner v. JP Morgan Chase Bank, NA

... More to the point, plaintiffs have not set forth any facts to show why $11,500 per month is not enough to sustain their respective lifestyles in a manner that is "comfortable." Plaintiffs make no allegations of debt (aside from the credit debt that trustees paid off), steep mortgage ...

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Plymouth Credit & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Charles Laegeler

Justin Mh Bougher

Lisa Scalf

Ramon Escapa

Sheldon Louis Solow

Sheldon Solow

James W. Tracy

Thomas F. Hartzell

Eric Grandt Icenogle

Kameron Arthur Miller

TIPS

LEGAL TERMS

IRS EXPENSES

WORKOUT

SECURED DEBT

FCBA

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

CREDIT BUREAU

GUARANTOR

TRUTH IN LENDING ACT (TILA)

GRACE PERIOD

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

Laubner v. JP Morgan Chase Bank, NA

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