Polk County, FL Bankruptcy Lawyers

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Robert Geller
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Law Offices of Robert M. Geller, P.A.
807 West Azeele Street Tampa, FL 33606 » view map
Bankruptcy Law Attorneys - Hillsborough County
Bridging You A Brighter Future

It is our firm's philosophy and goal to give each client the individual attention he or she needs in difficult times. Call for a free initial consultation.

800-811-8031
1. Robert Geller Tampa, FL
  Attorney At Law - Florida, 1986
  Levin College of Law, J.D. - 1985
2. Bankruptcy Law Firm
  We have helped thousands of clients make a fresh financial start.
3. Contact UsEmail or Call 24/7
  Call for initial free consultation, 800-811-8031.
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Cedric Eugene Lewis

Bankruptcy, Civil Rights, Family Law, Trusts

Status: In Good Standing Licensed: 24 Years

CONTACT

631 Heather Glen Loop, Winter Haven, FL 33884

Charles Thomas Stohlman

Bankruptcy

Status: In Good Standing

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120 E Pine St, Lakeland, FL 33801

Eric John Olson

Bankruptcy, Landlord-Tenant, Elder Law, Estate Planning

Status: In Good Standing

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2018 South Florida Avenue, Lakeland, FL 33803

Eva Mary Donohue

Lawsuit, Immigration, Collection, Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

Lakeland, FL 33807

James Clifford Mcclendon

Civil Rights, Estate Planning, Bankruptcy, Child Custody, Commercial Real Estate

Status: In Good Standing Licensed: 38 Years

CONTACT

219 E Central Ave, Lake Wales, FL 33853

Lakeisha Latoya Babers

Bankruptcy, Divorce & Family Law, Wills & Probate, Federal Appellate Practice

Status: In Good Standing Licensed: 19 Years

CONTACT

Winter Haven, FL 33885

Marcia Vestylena Forsett

Workers' Compensation, Contract, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 17 Years

CONTACT

11 Elkhorn Dr, Frostproof, FL 33843

Rodney L. Durrance

Farms, Child Support, Adoption, Bankruptcy

Status: In Good Standing Licensed: 55 Years

CONTACT

Winter Haven, FL 33883

Stephen Jeffrey Berlinsky

Real Estate Other, Bankruptcy, Bankruptcy & Debt, Bankruptcy & Debt

Status: In Good Standing

CONTACT

21 S 2Nd St, Haines City, FL 33844

Steven Jonathan Zucker

Commercial Real Estate, Federal Appellate Practice, Family Law, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

Lakeland, FL 33807

800-923-0641

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

SAMPLE LEGAL CASES

Roth v. Roth

... abused its discretion when it added a finding in the amended final judgment that its award of periodic payments to the Wife to satisfy the equitable distribution award was "in the nature of support" and that "same shall be non-dischargeable in any bankruptcy proceeding." This ...

The Florida Bar v. Head

... Clayton Hackney and Linda Hackney, a married couple, filed a petition for bankruptcy under chapter 13 of the Bankruptcy Code in an attempt to retain ownership of real property that was their primary asset. ... Head took over the bankruptcy case in August 2003. ...

Hirschenson v. Hirschenson

... She asserts the trial court erred in holding it had no authority under section 61.16, Florida Statutes (2007), to award attorney's fees for services rendered in bankruptcy court against her former husband when the purpose of the bankruptcy proceeding was to enforce awards of ...

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Polk County, FL Bankruptcy Lawyers

Sponsored Law Firm

Law Offices of Robert M. Geller, P.A.

SPONSORED LAWYERS

Cedric Eugene Lewis

Charles Thomas Stohlman

Eric John Olson

Eva Mary Donohue

James Clifford Mcclendon

Lakeisha Latoya Babers

Marcia Vestylena Forsett

Rodney L. Durrance

Stephen Jeffrey Berlinsky

Steven Jonathan Zucker

TIPS

LEGAL TERMS

CHAPTER 13 BANKRUPTCY

UNSECURED DEBT

PREFERENCE

INTEREST

ABUSE

UNDUE HARDSHIP

DISPOSABLE INCOME

CREDITOR

TRUTH IN LENDING ACT (TILA)

SAMPLE LEGAL CASES

Roth v. Roth

The Florida Bar v. Head

Hirschenson v. Hirschenson

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