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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Sally Cann Purrazzella

Social Security -- Disability, Family Law, Collection, Banking & Finance

Status: In Good Standing

CONTACT

3 Franklin Ave, Toms River, NJ 08754

Michael S. Cohen

Construction, Mental Health, Environmental Law, Collection

Status: In Good Standing

CONTACT

98 East Water Street, Toms River, NJ 08753

William F. Ziegler

Business Organization, Civil Rights, Collection, Employment

Status: In Good Standing

CONTACT

66 Euclid Street, Woodbury, NJ 08096

Ali Homayouni

Real Estate, Landlord-Tenant, Collection

Status: In Good Standing

CONTACT

334 Oakcrest Ave., Northfield, NJ 08225

Jennifer F Torsiello

Collection, Litigation, Civil Rights, Federal Trial Practice

Status: In Good Standing

CONTACT

1891 State Highway 50, Tuckahoe, NJ 08250

Kevin Castro

State and Local, Family Law, Collection, Personal Injury, Accident & Injury

Status: In Good Standing Licensed: 38 Years

CONTACT

540 N Route 73, West Berlin, NJ 08091

Silvio M. Silvi

Commercial Leasing, Criminal, Collection, Animal Bite

Status: In Good Standing Licensed: 38 Years

CONTACT

189 Route 37 West, Toms River, NJ 08755

Diana L. Anderson

Pension & Benefits, Juvenile Law, Elder Law, Collection

Status: In Good Standing

CONTACT

512 Main Street, Toms River, NJ 08753

Jennifer L. Gifford Neilio

Construction, Civil Rights, Insurance, Collection

Status: In Good Standing

CONTACT

201 Mullica Hill Road, Glassboro, NJ 08028

Sergio I. Scuteri

Corporate, Collection, Bankruptcy Litigation, Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

8000 Midlantic Dr, Mount Laurel, NJ 08054

800-923-0641

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

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Port Republic Collection Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Sally Cann Purrazzella

Michael S. Cohen

William F. Ziegler

Ali Homayouni

Jennifer F Torsiello

Kevin Castro

Silvio M. Silvi

Diana L. Anderson

Jennifer L. Gifford Neilio

Sergio I. Scuteri

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LEGAL TERMS

SETOFF

PRESUMED ABUSE

TRUTH IN LENDING ACT (TILA)

ACCORD AND SATISFACTION

PRIORITY DEBT

CHAPTER 13 PLAN

LOSS DAMAGE WAIVER (LDW)

DEFINED CONTRIBUTION PLAN

REPOSSESSION

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