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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Michael C. Hoffman

Foreclosure, Civil & Human Rights, Bankruptcy, Personal Injury

Status: In Good Standing

FREE CONSULTATION

CONTACT

1225 Tower Avenue, Superior, WI 54880

James R. Phelan

Animal Bite, Corporate, Collection, Criminal

Status: In Good Standing

FREE CONSULTATION

CONTACT

1109 Tower Avenue, Superior, WI 54880

Michael F. Fauerbach

Lawsuit & Dispute, Government, Collection, Accident & Injury

Status: In Good Standing Licensed: 47 Years

CONTACT

200 Chapple Ave, Ashland, WI 54806

Joseph Edward Martell

Industry Specialties, Business, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

200 Chapple Ave, Ashland, WI 54806

Shawn M. Dunlevy

Bankruptcy & Debt

Status: Retired Licensed: 44 Years

CONTACT

Gordon, WI 54838

Stephen R. Bick

Banking & Finance, Bankruptcy, Corporate, Business Organization

Status: Retired Licensed: 38 Years

CONTACT

1109 Tower Avenue, Superior, WI 54880

Theodore Daniel Salzer

Credit & Debt, Family Law, Divorce & Family Law, Divorce

Status: In Good Standing Licensed: 36 Years

CONTACT

1225 Tower Ave, Superior, WI 54880

Stephen R. Bick

Bankruptcy

Status: Retired Licensed: 47 Years

CONTACT

1109 Tower Avenue, Superior, WI 54880

Karry A. Johnson

Real Estate, Estate, Business, Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

1109 Tower Ave, Superior, WI 54880

Michael J. Karstens

DUI-DWI, Bankruptcy, Criminal

Status: In Good Standing Licensed: 20 Years

CONTACT

1109 Tower Ave, Superior, WI 54880

800-923-0641

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800-943-8690

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LEGAL TERMS

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

FCBA

See Fair Credit Billing Act.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

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Port Wing Bankruptcy & Debt Lawyer, Wisconsin

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Michael C. Hoffman

James R. Phelan

Michael F. Fauerbach

Joseph Edward Martell

Shawn M. Dunlevy

Stephen R. Bick

Theodore Daniel Salzer

Stephen R. Bick

Karry A. Johnson

Michael J. Karstens

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LEGAL TERMS

REPOSSESSION

SOLE PROPRIETORSHIP

FCBA

ACCORD AND SATISFACTION

CREDIT REPORT

NONEXEMPT PROPERTY

NONDISCHARGEABLE DEBTS

IRS EXPENSES

AUTOMATIC STAY

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