Porter Credit & Debt Lawyer, Maine

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E. Chris L'Hommedieu
About | Practice Areas
L'Hommedieu Law Office, P.A.
190 Bates Street Lewiston, ME 04240» view map
Bankruptcy & Debt
More Than Just A Law Firm

L'Hommedieu Law Office, P.A. has been providing the best in legal representation in Bankruptcy, Personal Injury, Disability and Family law since 1997.

800-941-5060
1. E. Chris L'Hommedieu Lewiston, ME
  Attorney at Law - ME, 1996
  University of Maine J.D. 1995
2. AboutL'Hommedieu Law Office, P.A.
  More Than Just A Law Firm
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
5. Visit:
6. Website
7. Profile

Benjamin P. Campo

Business & Trade, Credit & Debt, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

90 Bridge St, Westbrook, ME 04092

J. William Batten

Bankruptcy, Credit & Debt, Personal Injury, Social Security -- Disability

Status: Inactive Licensed: 51 Years

CONTACT

2 Stonebrook Road, Scarborough, ME 04074

Jennifer G. Hayden

Bankruptcy, Foreclosure, Credit & Debt

Status: In Good Standing

CONTACT

419 Alfred Street, Biddeford, ME 04005

Tanya Sambatakos

Bankruptcy, Foreclosure, Credit & Debt

Status: In Good Standing

CONTACT

419 Alfred Street, Biddeford, ME 04005

James F. Molleur

Bankruptcy, Foreclosure, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing

CONTACT

419 Alfred Street, Biddeford, ME 04005

Virginia L. Holt

Divorce, Child Custody, Divorce & Family Law, Credit & Debt

Status: In Good Standing

CONTACT

439 Main St, Saco, ME 04072

Patrick C. Lever

Corporate, Credit & Debt, Foreclosure, Bankruptcy

Status: In Good Standing Licensed: 12 Years

CONTACT

25 Spring Street, Scarborough, ME 04074

Matthew Hutchins

Administrative Law, Credit & Debt, Employee Rights, International Other

Status: Inactive Licensed: 42 Years

CONTACT

Scarborough, ME 04070

F. Bruce Sleeper

Litigation, Banking & Finance, Business, Credit & Debt

Status: In Good Standing

CONTACT

Portland, ME 04112

Lloyd N. Martin

Real Estate, Litigation, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

Portland, ME 04104

800-923-0641

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LEGAL TERMS

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

FCRA

See Fair Credit Reporting Act.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

Porter Credit & Debt Lawyer, Maine

Sponsored Law Firm

L'Hommedieu Law Office, P.A.

SPONSORED LAWYERS

Benjamin P. Campo

J. William Batten

Jennifer G. Hayden

Tanya Sambatakos

James F. Molleur

Virginia L. Holt

Patrick C. Lever

Matthew Hutchins

F. Bruce Sleeper

Lloyd N. Martin

TIPS

LEGAL TERMS

SECRET WARRANTY PROGRAM

PREFERENCE

REDEMPTION

MEANS TEST

FCRA

GUARANTOR

NO-FAULT INSURANCE

DOING BUSINESS AS (DBA)

FCBA

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