Posen Reorganization Lawyer, Michigan

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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John R. Poch

Elder Law, Estate Planning, Real Estate

Status: In Good Standing Licensed: 50 Years

CONTACT

9000 E Grand Lake Rd, Presque Isle, MI 49777

Charles T. Smith

General Practice

Status: In Good Standing Licensed: 36 Years

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11753 Bell Bay Rd, Presque Isle, MI 49777

Margaret J. Ricker

General Practice

Status: In Good Standing Licensed: 34 Years

CONTACT

13934 Parallel Ave, Alpena, MI 49707

Judith A. Twarozynski

Federal Appellate Practice, Divorce, Business, Insurance

Status: In Good Standing Licensed: 26 Years

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617 W Chisholm St, Alpena, MI 49707

Annie M. Schaefer

General Practice

Status: In Good Standing Licensed: 29 Years

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Alpena, MI 49707

David S. Bisgrove

Government

Status: In Good Standing Licensed: 43 Years

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110 N Third Ave, Alpena, MI 49707

Donald J. Dowling

Criminal

Status: In Good Standing Licensed: 42 Years

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617 W Chisholm St, Alpena, MI 49707

Russell L. Rhynard

Divorce & Family Law, Children's Rights

Status: In Good Standing Licensed: 49 Years

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315 Par Dr, Alpena, MI 49707

William S. Smigelski

Other, Real Estate, Estate Planning, Family Law

Status: In Good Standing

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1190 Pebble St, Alpena, MI 49707

Donald J. Mclennan

Government, Environmental Law, Criminal, Consumer Bankruptcy

Status: In Good Standing Licensed: 47 Years

CONTACT

377 E Woodward Ave, Rogers City, MI 49779

800-923-0641

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LEGAL TERMS

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CREDIT FILE

See credit report.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

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Posen Reorganization Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

John R. Poch

Charles T. Smith

Margaret J. Ricker

Judith A. Twarozynski

Annie M. Schaefer

David S. Bisgrove

Donald J. Dowling

Russell L. Rhynard

William S. Smigelski

Donald J. Mclennan

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LEGAL TERMS

MEETING OF CREDITORS

SECURED DEBT

DEBT COLLECTOR

COLLECTION AGENCY

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

DEBIT CARD

GARNISHMENT

CREDIT FILE

UNSECURED DEBT

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