Pownal Bankruptcy & Debt Lawyer, Maine, page 4

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E. Chris L'Hommedieu
About | Practice Areas
L'Hommedieu Law Office, P.A.
190 Bates Street Lewiston, ME 04240» view map
Bankruptcy & Debt
More Than Just A Law Firm

L'Hommedieu Law Office, P.A. has been providing the best in legal representation in Bankruptcy, Personal Injury, Disability and Family law since 1997.

800-941-5060
1. E. Chris L'Hommedieu Lewiston, ME
  Attorney at Law - ME, 1996
  University of Maine J.D. 1995
2. AboutL'Hommedieu Law Office, P.A.
  More Than Just A Law Firm
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
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Timothy H. Norton

Commercial Real Estate, Corporate, Commercial Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

53 Exchange Street, Portland, ME 04101

Jerome J. Gamache

Foreclosure, Litigation, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

Portland, ME 04116

F. Bruce Sleeper

Litigation, Banking & Finance, Business, Credit & Debt

Status: In Good Standing

CONTACT

Portland, ME 04112

Benjamin E. Marcus

Corporate, Banking & Finance, Reorganization, Bankruptcy

Status: In Good Standing Licensed: 37 Years

CONTACT

84 Marginal Way, Portland, ME 04101

Elizabeth Knox Peck

Real Estate, Employee Rights, Insurance, Commercial Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

415 Congress Street, Portland, ME 04112

Shawn K. Doil

Foreclosure, Mediation, Contract, Reorganization

Status: In Good Standing

CONTACT

100 Middle Street, Portland, ME 04112

Jaimie P. Schwartz

Commercial Real Estate, Real Estate, Business, Commercial Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

100 Middle Street, Portland, ME 04104

James R. Lemieux

Real Estate, Commercial Bankruptcy, Corporate, Estate

Status: In Good Standing

CONTACT

57 Exchange St, Portland, ME 04101

Michael J. Pearce

Commercial Real Estate, Litigation, Transactions, Reorganization

Status: In Good Standing

CONTACT

Two Monument Square, Portland, ME 04112

Joshua R. Dow

Litigation, Transactions, Corporate, Reorganization

Status: In Good Standing

CONTACT

Two Monument Square, Portland, ME 04112

800-923-0641

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LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

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Pownal Bankruptcy & Debt Lawyer, Maine, page 4

Sponsored Law Firm

L'Hommedieu Law Office, P.A.

SPONSORED LAWYERS

Timothy H. Norton

Jerome J. Gamache

F. Bruce Sleeper

Benjamin E. Marcus

Elizabeth Knox Peck

Shawn K. Doil

Jaimie P. Schwartz

James R. Lemieux

Michael J. Pearce

Joshua R. Dow

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LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

FAIR CREDIT BILLING ACT (FCBA)

LIEN

TRADE DRESS

INTEREST

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

FRAUDULENT TRANSFER

LIABILITY

UNDUE HARDSHIP

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