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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
5. Visit:
6. Website
7. Profile

Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Steven James Kuhn

Business & Trade, Commercial Bankruptcy, Electronic Commerce, Business

Status: In Good Standing Licensed: 26 Years

CONTACT

621 Sw Morrison St, Happy Valley, OR 97205

Kathleen Kelly Moore

Mediation, Estate Planning, Divorce, Bankruptcy

Status: In Good Standing

CONTACT

1000 Sw Broadway, Portland, OR 97205

David W Criswell

Commercial Real Estate, Corporate, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

601 Sw 2Nd Ave, Portland, OR 97204

Frederick M Okamura

Elder Law, Corporate, Bankruptcy, Malpractice

Status: In Good Standing

CONTACT

620 Sw Main St, Happy Valley, OR 97205

Shawn Patrick Ryan

Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 35 Years

CONTACT

620 Sw Main St, Happy Valley, OR 97205

Frederick M. Okamura

Elder Law, Corporate, Bankruptcy, Malpractice

Status: In Good Standing Licensed: 22 Years

CONTACT

620 Sw Main St, Happy Valley, OR 97205

Laura J. Walker

Commercial Real Estate, Electronic Commerce, Collection, Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

1001 Sw 5Th Ave, Happy Valley, OR 97204

David W. Hercher

General Practice

Status: In Good Standing Licensed: 43 Years

CONTACT

1050 Sw 6Th Ave, Happy Valley, OR 97204

Teresa Hilkey Pearson

Litigation, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 29 Years

CONTACT

1050 Sw 6Th Ave, Happy Valley, OR 97204

Robert E Sabido

Federal Appellate Practice, Civil Rights, Insurance, Consumer Bankruptcy

Status: In Good Standing Licensed: 28 Years

CONTACT

900 SW 5th Ave, Happy Valley, OR 97204

800-923-0641

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LEGAL TERMS

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CCCS

See Consumer Credit Counseling Service.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

SAMPLE LEGAL CASES

In re Gunter

... After leaving HOH, applicant filed for bankruptcy, in which he obtained an order discharging over $236,000 in debt, including a number of credit card bills, an arbitration award that Dean Witter had obtained requiring the return of a signing bonus due to his abandonment of his ...

Gwin v. Lynn

... Defendant thereafter represented Gwin in a bankruptcy proceeding, which defendant initiated by filing a Chapter 7 (dissolution) bankruptcy petition. Plaintiff Thomas Renn was appointed trustee in plaintiff Gwin's bankruptcy. ...

IN RE STEFFEN

... Applicant did not respond to that request for about three months, at which point applicant advised the board that he had filed for bankruptcy. ... The fact that an applicant has a bankruptcy in his or her history is not in and of itself disqualifying. Scallon, 327 Or. at 39, 956 P.2d 982. ...

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Rainier Bankruptcy Lawyer, Oregon, page 4

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Steven James Kuhn

Kathleen Kelly Moore

David W Criswell

Frederick M Okamura

Shawn Patrick Ryan

Frederick M. Okamura

Laura J. Walker

David W. Hercher

Teresa Hilkey Pearson

Robert E Sabido

TIPS

LEGAL TERMS

GUARANTEED RESERVATION

SETOFF

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CREDIT INSURANCE

TRADE DRESS

MEANS TEST

CCCS

LOSS DAMAGE WAIVER (LDW)

SAMPLE LEGAL CASES

In re Gunter

Gwin v. Lynn

IN RE STEFFEN

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