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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Daniel R. Degrand

Commercial Real Estate, Industry Specialties, Business, Bankruptcy

Status: In Good Standing Licensed: 51 Years

CONTACT

517 Ludington St, Escanaba, MI 49829

John M. Bergman

Workers' Compensation, Criminal, Contract, Bankruptcy, Wrongful Death

Status: In Good Standing Licensed: 50 Years

CONTACT

504 Ludington St, Escanaba, MI 49829

John Milton Arvid Bergman

General Practice

Status: In Good Standing Licensed: 18 Years

CONTACT

504 Ludington St, Escanaba, MI 49829

Allan J. Rittenhouse

Bankruptcy, Bankruptcy & Debt

Status: Inactive Licensed: 32 Years

CONTACT

Iron Mountain, MI 49801

Julie A. Lacost

Wrongful Termination, Divorce & Family Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 36 Years

CONTACT

705 S Stephenson Avenue, Iron Mountain, MI 49801

Robert G. Foster

Bankruptcy

Status: In Good Standing Licensed: 54 Years

CONTACT

1009 E Main St, Iron Mountain, MI 49801

Allan J. Rittenhouse

Bankruptcy, Bankruptcy & Debt

Status: Inactive Licensed: 32 Years

CONTACT

Iron Mountain, MI 49801

Paul Richard Lehto

Credit & Debt, Business & Trade, Consumer Bankruptcy, Commercial Bankruptcy

Status: Suspended Licensed: 29 Years

CONTACT

Ishpeming, MI 49849

Joan B. Ball

Family Law, Divorce & Family Law, Consumer Rights, Consumer Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

112 W Washington St, Marquette, MI 49855

Sarah E. Henderson

Motor Vehicle, Family Law, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

148 W Washington St, Marquette, MI 49855

800-923-0641

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LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

Ralph Bankruptcy Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Daniel R. Degrand

John M. Bergman

John Milton Arvid Bergman

Allan J. Rittenhouse

Julie A. Lacost

Robert G. Foster

Allan J. Rittenhouse

Paul Richard Lehto

Joan B. Ball

Sarah E. Henderson

TIPS

LEGAL TERMS

UNDUE HARDSHIP

UNSECURED DEBT

TRUTH IN LENDING ACT (TILA)

IRS EXPENSES

WINDING UP

REDEMPTION

NONDISCHARGEABLE DEBTS

NUISANCE FEES

FCRA

SAMPLE LEGAL CASES

RDM Holdings, Ltd. v. Continental Plastics Co.

Gulf Underwriters Ins. Co. v. McCLAIN INDUSTRIES, INC.

MICHIGAN COMMERCE BANK v. PALMS INVESTMENTS, LLC

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