Red Lake Falls Bankruptcy & Debt Lawyer, Minnesota, page 4

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Bethany Danner
About | Practice Areas
Morris Law Group PA
7380 France Ave S. Suite 250 Edina, MN 55435» view map
Bankruptcy & Debt
We Are Experts In What We Do

Whether it’s your home or business, you are important to us. Reach out today to set up a meeting with one of our experienced Edina lawyers.

952-832-2000
1. Bethany Danner Edina, MN
  Attorney at Law- MN, 2015
2. AboutMorris Law Group PA
  We Are Experts In What We Do
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Red Lake Falls Bankruptcy & Debt lawyer.
Below are all Red Lake Falls lawyers.

Delray Lynn Sparby

General Practice

Status: In Good Standing Licensed: 37 Years

CONTACT

312 N. Main Avenue, Thief River Falls, MN 56701

Paul J Ihle

General Practice

Status: Retired Licensed: 48 Years

CONTACT

312 N. Main Avenue, Thief River Falls, MN 56701

Kip O'Dean Fontaine

General Practice

Status: In Good Standing Licensed: 39 Years

CONTACT

17178 Ulland Drive S.E., Mentor, MN 56736

Joyce K. Christensen

General Practice

Status: Inactive Licensed: 46 Years

CONTACT

346 N Kendall Ave, Thief River Falls, MN 56701

Scott Allen Buhler

Other, Government

Status: In Good Standing Licensed: 36 Years

CONTACT

816 Marin Ave St, Crookston, MN 56716

Charles W Reynolds

General Practice

Status: In Good Standing Licensed: 46 Years

CONTACT

First National Bank Building, Crookston, MN 56716

Gregory Alan Widseth

Civil & Human Rights

Status: In Good Standing Licensed: 31 Years

CONTACT

816 Marin Avenue, Crookston, MN 56716

Edwin M Odland

General Practice

Status: Retired Licensed: 57 Years

CONTACT

13423 Elmhurst Drive S.E., Mentor, MN 56736

John Mattson

General Practice

Status: Retired Licensed: 48 Years

CONTACT

14417 Riverbend Trail, Thief River Falls, MN 56701

Reathel Claire Giannonatti

General Practice

Status: Suspended Licensed: 34 Years

CONTACT

14385 360Th Street S.E., Mentor, MN 56736

800-923-0641

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LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

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Red Lake Falls Bankruptcy & Debt Lawyer, Minnesota, page 4

Sponsored Law Firm

Morris Law Group PA

SPONSORED LAWYERS

Delray Lynn Sparby

Paul J Ihle

Kip O'Dean Fontaine

Joyce K. Christensen

Scott Allen Buhler

Charles W Reynolds

Gregory Alan Widseth

Edwin M Odland

John Mattson

Reathel Claire Giannonatti

TIPS

LEGAL TERMS

REDEMPTION

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

INTEREST

TRUTH IN LENDING ACT (TILA)

CHAPTER 13 BANKRUPTCY

LOSS DAMAGE WAIVER (LDW)

CREDIT INSURANCE

FAIR CREDIT BILLING ACT (FCBA)

SECURED DEBT

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