Redondo Beach Bankruptcy & Debt Lawyer, California, page 2

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Leon Bayer
About | Practice Areas
Bayer Wishman & Leotta
1055 Wilshire Blvd Suite 1900 Los Angeles, CA 90017» view map
Bankruptcy & Debt
Experience, Affordability, & Expertise

The Los Angeles bankruptcy lawyers of Bayer Wishman & Leotta have successfully represented clients in the Los Angeles area for over 37 years. Bankruptcy is all we handle.

800-942-4591
1. Leon Bayer Los Angeles, CA
  Attorney at Law - CA, 1979
  San Fernando Valley College of Law
2. AboutBayer Wishman & Leotta
  88 Years of Combined Experience
3. Practice AreasExpertise
  Bankruptcy & Debt
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7. Profile

Raymond Ira Moniak

Construction, Litigation, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

2276 Torrance Blvd, Torrance, CA 90501

Q Scott Kaye

Commercial Real Estate, Energy, Corporate, Credit & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

21515 Hawthorne Blvd, Torrance, CA 90503

Philip Christopher Sorley

Real Estate, Lawsuit & Dispute, Employment, Business, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

3713 Highland Ave, Manhattan Beach, CA 90266

Clinton M Q Foy

Entertainment, Copyright, Business & Trade, Commercial Bankruptcy

Status: Inactive Licensed: 22 Years

CONTACT

704 Pacific Ave, Manhattan Beach, CA 90266

Kevin Kump

Defect and Lemon Law, Wills & Probate, Collection, Car Accident

Status: In Good Standing

CONTACT

1230 Rosecrans Ave., Manhattan Beach, CA 90266

Scott Kaye

Energy, Corporate, Credit & Debt, Commercial Real Estate

Status: In Good Standing Licensed: 25 Years

CONTACT

21515 Hawthorne Blvd, Torrance, CA 90503

Mona Ibrahim

Entertainment, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

222 N Sepulveda Blvd, El Segundo, CA 90245

Karen M Iraheta-Lopez

International Trade, Government Contract, Corporate, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

13100 Yukon Ave, Hawthorne, CA 90250

Keith Hammond Bray

Commercial Real Estate, Litigation, Family Law, Bankruptcy

Status: Suspended Licensed: 22 Years

CONTACT

2411 Carnegie Ln, Redondo Beach, CA 90278

Christopher Peter Blaxland

Real Estate, Motor Vehicle, Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

1334 Park View Ave, Manhattan Beach, CA 90266

800-923-0641

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LEGAL TERMS

CREDIT FILE

See credit report.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FDCPA

See Fair Debt Collections & Practices Act.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

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Redondo Beach Bankruptcy & Debt Lawyer, California, page 2

Sponsored Law Firm

Bayer Wishman & Leotta

SPONSORED LAWYERS

Raymond Ira Moniak

Q Scott Kaye

Philip Christopher Sorley

Clinton M Q Foy

Kevin Kump

Scott Kaye

Mona Ibrahim

Karen M Iraheta-Lopez

Keith Hammond Bray

Christopher Peter Blaxland

TIPS

LEGAL TERMS

CREDIT FILE

GRACE PERIOD

DEBT COLLECTOR

FRAUDULENT TRANSFER

S CORPORATION

SETOFF

CREDIT INSURANCE

FDCPA

COSIGNER

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