Rio Linda Credit & Debt Lawyer, California

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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Sean James Gavin

Civil Rights, Contract, Business, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

3947 Lennane Dr, Sacramento, CA 95834

Gary Ray Fraley

Employment Discrimination, Credit & Debt, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

1401 El Camino Ave, Sacramento, CA 95815

Amanda Marie Zamorano

Employee Rights, Administrative Law, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 10 Years

CONTACT

1540 River Park Dr, Sacramento, CA 95815

Matthew Ronald Eason

Litigation, Workers' Compensation, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

1234 H Street, Sacramento, CA 95814

Steven D Cribb

Business, Credit & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

700 Leisure Ln, Sacramento, CA 95815

Christopher John Fry

Civil Rights, Contract, Credit & Debt, Products Liability

Status: In Good Standing Licensed: 10 Years

CONTACT

980 9Th St, Sacramento, CA 95814

Linda Dianne Deos

Other, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

428 J Street, Sacramento, CA 95814

Patrick Riazi

Contract, Credit & Debt, Bankruptcy, Litigation

Status: In Good Standing Licensed: 22 Years

CONTACT

428 J Street, Sacramento, CA 95814

Lajuan Evette Wood

Entertainment, Gift Taxation, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

5250 Marconi Ave, Carmichael, CA 95608

Paul Joseph Pascuzzi

Litigation, Business, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

500 Capitol Mall, Sacramento, CA 95814

800-923-0641

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LEGAL TERMS

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CCCS

See Consumer Credit Counseling Service.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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Rio Linda Credit & Debt Lawyer, California

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

Sean James Gavin

Gary Ray Fraley

Amanda Marie Zamorano

Matthew Ronald Eason

Steven D Cribb

Christopher John Fry

Linda Dianne Deos

Patrick Riazi

Lajuan Evette Wood

Paul Joseph Pascuzzi

TIPS

LEGAL TERMS

CHAPTER 7 BANKRUPTCY

CREDIT BUREAU

PRIORITY DEBT

LIQUIDATING PARTNER

TRUTH IN LENDING ACT (TILA)

GUARANTOR

CCCS

ABUSE

SECRET WARRANTY PROGRAM

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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