Rock County, WI Credit & Debt Lawyers

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Alexander J. Smith

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Accident & Injury

Alexander J. Smith, the principal of Alexander J. Smith Law Offices is a 1998 graduate of DePaul University College of Law. Alex is a member of both t... (more)

FREE CONSULTATION

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608-237-7035

2225 Cranston Rd, Beloit, WI 53511

Ralph E. Johnson

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Business, Real Estate, Litigation, Elder Law, Consumer Protection

Ralph E. Johnson joined Carney Thorpe in 2015 after nearly 30 years as Staff Attorney and then as Managing Attorney with the Janesville UAW-GM Legal S... (more)

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800-983-3671

2620 N Pontiac Dr, Janesville, WI 53547

James D. Wickhem

Litigation, Personal Injury

Status: In Good Standing

FREE CONSULTATION

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25 N. Atwood Avenue, Janesville, WI 53545

James A. Meier

Workers' Compensation, Business, Personal Injury, Accident & Injury

Status: In Good Standing

FREE CONSULTATION

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25 N. Atwood Avenue, Janesville, WI 53545

Theodore (Terry) V. Lyons

Litigation, Personal Injury

Status: In Good Standing

FREE CONSULTATION

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25 N. Atwood Avenue, Janesville, WI 53545

Scott K. McCarthy

Lawsuit & Dispute, Divorce & Family Law, White Collar Crime, Personal Injury

Status: In Good Standing

CONTACT

205 S John Paul Rd, Milton, WI 53563

Scott K McCarthy

Lawsuit & Dispute, Divorce & Family Law, Criminal, Accident & Injury

Status: In Good Standing Licensed: 33 Years

FREE CONSULTATION

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205 S John Paul Road, Milton, WI 53563

Mark A. Schulz

Real Estate, Estate, Business, Personal Injury

Status: In Good Standing

FREE CONSULTATION

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25 N. Atwood Avenue, Janesville, WI 53545

Sara Eagle-Kjome

Family Law, Divorce, Child Custody

Status: In Good Standing Licensed: 20 Years

CONTACT

2631 Liberty Ln, Janesville, WI 53545

James J. Peters

Employee Rights

Status: In Good Standing Licensed: 21 Years

CONTACT

621 Capitol Mall, Janesville, WI 53547

800-923-0641

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

SAMPLE LEGAL CASES

HARBOR CREDIT UNION v. SAMP

... 1 BLANCHARD, J. Harbor Credit Union obtained a judgment of foreclosure on real estate owned by Christopher Samp based on Samp's default on a first mortgage and note. ... So Mr. Samp would be walking away without any debt to [Harbor] in regard to those two loans.". ...

IN RE THE MARRIAGE OF CHON v. Sorensen

... 4 The trial court found that Sorenson overpaid maintenance, essentially cancelling out the credit card debt. ... The court expressly found credible Sorenson's testimony regarding the payment of the credit card debt. We defer to the circuit court's credibility determinations. Wis. Stat. ...

IN RE THE MARRIAGE OF IVERSON v. Iverson

... Jean agreed to "maintain average inventory in the store" and further agreed that "she will not increase the credit card debt against the business beyond $50,000." Lowell agreed to pay Jean a $40,000 cash equalization payment from his share of the net sale proceeds of ...

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Rock County, WI Credit & Debt Lawyers

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Alexander J. Smith

Ralph E. Johnson

James D. Wickhem

James A. Meier

Theodore (Terry) V. Lyons

Scott K. McCarthy

Scott K McCarthy

Mark A. Schulz

Sara Eagle-Kjome

James J. Peters

TIPS

LEGAL TERMS

COSIGNER

DISCHARGE (OF DEBTS)

DEBT COLLECTOR

PRESUMED ABUSE

MEETING OF CREDITORS

GUARANTOR

BANKRUPTCY TRUSTEE

CREDIT COUNSELING

TOXIC TORT

SAMPLE LEGAL CASES

HARBOR CREDIT UNION v. SAMP

IN RE THE MARRIAGE OF CHON v. Sorensen

IN RE THE MARRIAGE OF IVERSON v. Iverson

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