Rock Hill Bankruptcy & Debt Lawyer, South Carolina

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Jason T. Moss
About | Practice Areas
Moss & Associates Attorneys, P.A.
816 Elmwood Ave Columbia, SC 29201» view map
Bankruptcy & Debt
Debt Problems? We Have Solutions!

We provide our clients with a unique combination of top-quality representation, small-firm economics, and commitment.

800-821-6041
1. Jason T. Moss Columbia, SC
  Attorney at Law - SC, 1998
  University of South Carolina J.D. 1998
2. AboutMoss & Associates Attorneys, P.A.
  Debt Problems? We Have Solutions!
3. Practice AreasExpertise
  Bankruptcy & Debt
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P. John Freeman

Bankruptcy

Status: In Good Standing

CONTACT

235 E. Main Street, Rock Hill, SC 29730

Robert Matthew Anderson

Mass Torts, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

113 East Main Street, Rock Hill, SC 29730

Mitchell C. Payne

Bankruptcy & Debt, Estate, Elder Law, Collection

Status: In Good Standing

CONTACT

131 Caldwell Street, Rock Hill, SC 29730

Forrest C. Wilkerson

Estate, Divorce & Family Law, Criminal, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing

CONTACT

Rock Hill, SC 29731

Lucy L. McDow

Lawsuit & Dispute, Consumer Rights, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Rock Hill, SC 29731

Tracy L. Bomar-Howze

Estate Planning, Bankruptcy, Divorce, Landlord-Tenant, Child Custody

Status: In Good Standing Licensed: 24 Years

CONTACT

235 East Main Street, Rock Hill, SC 29730

Jacob Joseph Roberts

Commercial Real Estate, Commercial Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

330 E Black Street, Rock Hill, SC 29730

Christopher A. Wellborn

Government Agencies, White Collar Crime, Criminal, Credit & Debt

Status: In Good Standing

CONTACT

1420 Wellington Drive, Rock Hill, SC 29730

Joseph Louis Raad

Trusts, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

Rock Hill, SC 29731

James C. Hardin

Education, Lawsuit & Dispute, Estate, Bankruptcy

Status: In Good Standing

CONTACT

Rock Hill, SC 29731

800-923-0641

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LEGAL TERMS

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

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Rock Hill Bankruptcy & Debt Lawyer, South Carolina

Sponsored Law Firm

Moss & Associates Attorneys, P.A.

SPONSORED LAWYERS

P. John Freeman

Robert Matthew Anderson

Mitchell C. Payne

Forrest C. Wilkerson

Lucy L. McDow

Tracy L. Bomar-Howze

Jacob Joseph Roberts

Christopher A. Wellborn

Joseph Louis Raad

James C. Hardin

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LEGAL TERMS

CREDIT COUNSELING

SETOFF

MEANS TEST

ACCORD AND SATISFACTION

BANKRUPTCY TRUSTEE

COSIGNER

UNDUE HARDSHIP

CHAPTER 13 BANKRUPTCY

GENERAL PARTNER

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