Rock Island County, IL Credit & Debt Lawyers, page 3

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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Not enough matches for Rock Island Credit & Debt lawyer.
Below are all Rock Island lawyers.

Peter Joseph Wenker

Industry Specialties, Federal Appellate Practice, Trade Associations, Accident & Injury

Status: In Good Standing Licensed: 17 Years

CONTACT

3725 Blackhawk Road, Rock Island, IL 61201

William Page Rector

Litigation, International Tax, Banking & Finance, Bankruptcy

Status: In Good Standing

CONTACT

1620 5Th Ave, Moline, IL 61266

Robert J. Noe

Estate, Civil Rights, Contract, Products Liability, Criminal

Status: In Good Standing

CONTACT

1630 5th Ave., Moline, IL 61265

Ray Choudhry

Election & Political, Workers' Compensation, Elder Law, Bankruptcy

Status: In Good Standing

CONTACT

1515 5Th Ave, Moline, IL 61265

Mark William Schwiebert

Commercial Real Estate, Federal Appellate Practice, Contract, Reorganization, Transactions

Status: In Good Standing Licensed: 49 Years

CONTACT

329 - 18Th Street, Rock Island, IL 61201

Tionn Fambro

Immigration, Family Law, Criminal

Status: In Good Standing Licensed: 16 Years

CONTACT

3725 Blackhawk Road, Rock Island, IL 61201

Jeffrey Craig Mcdaniel

Real Estate, Litigation, Civil Rights, Accident & Injury

Status: In Good Standing Licensed: 31 Years

CONTACT

3725 Black Hawk Rd, Rock Island, IL 61201

John Aaron Singer

Commercial Real Estate, Estate Planning, Employment, Divorce & Family Law

Status: In Good Standing

CONTACT

224 18Th Street, Rock Island, IL 61201

Timothy Michl Feeney

Litigation, Workers' Compensation, Corporate, Bankruptcy, Car Accident

Status: In Good Standing

CONTACT

329 18Th St, Rock Island, IL 61201

Stuart Lefstein

Employee Rights, White Collar Crime, Personal Injury, Federal Trial Practice

Status: In Good Standing

CONTACT

1617 Second Avenue, Rock Island, IL 61201

800-923-0641

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

... On June 28, 2005, plaintiff filed its initial complaint against defendant to collect on an alleged defaulted credit card debt. ... Plaintiff asserts that it is well entrenched in Illinois law that the statute of limitations for an action on a credit card debt is 10 years. ...

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

... appeals the order of the circuit court of Madison County that dismissed his class action complaint against the defendant, Nations Credit Financial Services ... knowingly done, shall be deemed a forfeiture of the entire interest which the note, bill, or other evidence of debt carries with ...

Laubner v. JP Morgan Chase Bank, NA

... More to the point, plaintiffs have not set forth any facts to show why $11,500 per month is not enough to sustain their respective lifestyles in a manner that is "comfortable." Plaintiffs make no allegations of debt (aside from the credit debt that trustees paid off), steep mortgage ...

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Rock Island County, IL Credit & Debt Lawyers, page 3

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Peter Joseph Wenker

William Page Rector

Robert J. Noe

Ray Choudhry

Mark William Schwiebert

Tionn Fambro

Jeffrey Craig Mcdaniel

John Aaron Singer

Timothy Michl Feeney

Stuart Lefstein

TIPS

LEGAL TERMS

COLLATERAL

SOLE PROPRIETORSHIP

NONDISCHARGEABLE DEBTS

TRUTH IN LENDING ACT (TILA)

DOING BUSINESS AS (DBA)

DISCHARGE (OF DEBTS)

CREDIT INSURANCE

WORKOUT

MEANS TEST

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

Laubner v. JP Morgan Chase Bank, NA

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