Rockvale Credit & Debt Lawyer, Tennessee, page 2

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Susan Lafferty
About | Practice Areas
Lafferty Law Firm, P.C.
1321 Murfreesboro Pike Suite 521 Nashville, TN 37217» view map
Bankruptcy & Debt
Over 30 Years Of Experience

Susan S. Lafferty is a CPA and Attorney who enjoys helping people with financial problems. She is located in Nashville, TN where she has lived for over 30 years.

800-936-9071
1. Susan Lafferty Nashville, TN
  Attorney at Law - TN, 2007
  Nashville School of Law J.D. 2006
2. AboutLafferty Law Firm, P.C.
  Over 30 Years Of Experience
3. Practice AreasExpertise
  Bankruptcy & Debt
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Julie Ellen Dyess

Family Law, Elder Law, Administrative Law, Credit & Debt

Status: In Good Standing

CONTACT

5111 Maryland Way, Brentwood, TN 37027

Mary Buckner Thurman

Construction, Communication & Media Law, Wills & Probate, Credit & Debt

Status: In Good Standing Licensed: 17 Years

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215 Williamsburg Cir, Brentwood, TN 37027

Robert Howard Waldschmidt

Credit & Debt, Bankruptcy, Bankruptcy & Debt, Reorganization

Status: In Good Standing Licensed: 49 Years

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5155 Maryland Way, Brentwood, TN 37027

Thomas Joseph Elmlinger

Corporate, Credit & Debt, Labor Law, Elder Law

Status: In Good Standing Licensed: 39 Years

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1616 Westgate Cir, Brentwood, TN 37027

James H. Spalding

Health Care, Business, Credit & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

2028 Castleman Drive, Brentwood, TN 37215

Jerry Anthony Bridenbaugh

Litigation, Estate Planning, Reorganization, Credit & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

7100 Commerce Way, Brentwood, TN 37027

Jason Irving Coleman

Employee Rights, Employment, Credit & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

7808 Oakfield Grove, Brentwood, TN 37027

Winston Freeman Davis

Commercial Real Estate, Litigation, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

7100 Commerce Way, Brentwood, TN 37027

Eric Schultenover

Litigation, State Government, Corporate, Credit & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

216 Centerview Dr, Brentwood, TN 37027

Oscar Hofstetter

General Practice

Status: In Good Standing Licensed: 47 Years

CONTACT

200 Hearthstone Manor Ln, Brentwood, TN 37027

800-923-0641

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

... The homeowners subsequently refinanced their home with a bank. The bank paid off the homeowners' debt to the credit union, and recorded its own deed of trust securing its loan. At that same time, the loan and deed of trust was assigned to a second bank. ...

PHOENIX CREDIT v. Akers

... Appellant obtained a credit card from Appellee's predecessor in interest, and defaulted on payment of the debt. ... Ms. Akers made payments on the credit card debt, including a payment of $136.00 on February 17, 2005, and a payment of $131.00 on March 18, 2005. ...

Ford Motor Credit Company v. Luna

... Luna asserted that the Marshall County courts lacked jurisdiction over Ford Credit's action because he had previously filed a lawsuit in federal court for violation of the Fair Debt Collection Practices Act, and because Ford Credit's action was filed in retaliation for his federal ...

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Rockvale Credit & Debt Lawyer, Tennessee, page 2

Sponsored Law Firm

Lafferty Law Firm, P.C.

SPONSORED LAWYERS

Julie Ellen Dyess

Mary Buckner Thurman

Robert Howard Waldschmidt

Thomas Joseph Elmlinger

James H. Spalding

Jerry Anthony Bridenbaugh

Jason Irving Coleman

Winston Freeman Davis

Eric Schultenover

Oscar Hofstetter

TIPS

LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

WORKOUT

HOUSEHOLDER

CREDITOR

GENERAL PARTNER

LIEN

LIMITED LIABILITY

SETOFF

CURRENT MONTHLY INCOME

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

PHOENIX CREDIT v. Akers

Ford Motor Credit Company v. Luna

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