Roswell Credit & Debt Lawyer, Georgia, page 2

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Matthew Berry
About | Practice Areas
Berry & Associates
2751 Buford Highway NE Suite 600 Atlanta, GA 30324Â» view map
Bankruptcy
For the Most Important Case You'll Ever Have

We know how important your case is. And we know we really only have one, best chance to get it right. And we will.

800-659-5561
1. Matthew Berry Atlanta, GA
  Attorney at Law - GA, 1986
  University of Memphis J.D. 1986
2. AboutBerry & Associates
  Matt Berry has been providing exceptional legal representation to clients in Georgia for more than 30 years.
3. Practice AreasSpecializations
  Bankruptcy
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Stephen Andrew Finamore

Commercial Real Estate, Lawsuit & Dispute, Civil Rights, Credit & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

5900 Windward Pkwy, Alpharetta, GA 30005

Valerie Wulff Sherman

Dispute Resolution, Family Law, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

1560 Warsaw Rd, Roswell, GA 30076

Susan Elizabeth Reid

Real Estate, Civil & Human Rights, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

1544 Old Alabama Road, Roswell, GA 30076

Andrea Michelle Hart

Credit & Debt, Bankruptcy, Bankruptcy & Debt, Litigation

Status: In Good Standing Licensed: 21 Years

CONTACT

1544 Old Alabama Road, Roswell, GA 30076

John Michael Duffoo

Federal Trial Practice, Government, Employment, Credit & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

Roswell, GA 30076

Adam Lee Cleveland

Real Estate, Litigation, Dispute Resolution, Credit & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

Roswell, GA 30076

Eric Noyes Van De Water

Lawsuit & Dispute, Credit & Debt, Bankruptcy & Debt, Litigation

Status: In Good Standing Licensed: 27 Years

CONTACT

6600 Peachtree Dunwoody Road, Atlanta, GA 30328

Peter Demro Durham

Environmental Law, Life & Health, Antitrust, Credit & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

5665 New Northside Drive, Atlanta, GA 30328

Ryan Lance Isenberg

Lawsuit & Dispute, Intellectual Property, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

6600 Peachtree Dunwoody Road, Atlanta, GA 30328

Edwin Prisock Sweeten

Real Estate, Corporate, Business, Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

1000 Abernathy Road Ne, Atlanta, GA 30328

800-923-0641

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LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

SAMPLE LEGAL CASES

Moon v. CSA-Credit Solutions of America

... with CSA-Credit Solutions of America, Inc. (CSA), a Texas corporation, which provided for CSA to assist the Moons in negotiating or adjusting debts they owed to their creditors for less than the amount owed. The Moons sued CSA in Georgia claiming that the debt adjustment ...

Associated Credit Union v. Pinto

... Following the closing, the closing agent tendered payment to Associated Credit Union, the Williamses' lender, in accordance with the payoff statement for the ... that at the time Pinto filed his complaint, he no longer owned the property at issue, and the deed to secure debt at issue ...

Holland v. Holland

... Under these circumstances, it is clear that the line of credit constituted a "debt on the Lake House" within the plain language of the post-nuptial agreement. ... The record also clearly shows that the third line of credit was simply a continuation of that same debt. ...

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Roswell Credit & Debt Lawyer, Georgia, page 2

Sponsored Law Firm

Berry & Associates

SPONSORED LAWYERS

Stephen Andrew Finamore

Valerie Wulff Sherman

Susan Elizabeth Reid

Andrea Michelle Hart

John Michael Duffoo

Adam Lee Cleveland

Eric Noyes Van De Water

Peter Demro Durham

Ryan Lance Isenberg

Edwin Prisock Sweeten

TIPS

LEGAL TERMS

UNDUE HARDSHIP

DEBT COLLECTOR

CREDIT INSURANCE

FRAUDULENT TRANSFER

GUARANTOR

GUARANTEED RESERVATION

HOUSEHOLDER

SOLE PROPRIETORSHIP

INTEREST

SAMPLE LEGAL CASES

Moon v. CSA-Credit Solutions of America

Associated Credit Union v. Pinto

Holland v. Holland

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