Rowland Heights Collection Lawyer, California

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Andrei Armas
About | Practice Areas
Armas & Joseph, APLC
1712 West Beverly Blvd Suite 201 Montebello, CA 90640» view map
Consumer Rights and Collection
We Fight For You

No matter what type of legal support you are looking for, we have the resources and expertise to help.

800-675-3790
1. Andrei Armas Montebello, CA
  Attorney at Law- CA
  California Western School of Law, J.D. 2014
2. AboutArmas & Joseph, APLC
  We Fight For You
3. Practice AreasExpertise
  Consumer Rights
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Michael R. Lea

Insurance, Business, Collection, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

134 W. Wilshire Avenue, Fullerton, CA 92832

Arthur W. Shwachman

Workers' Compensation, Family Law, Collection

Status: In Good Standing

FREE CONSULTATION

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1901 West Pacific Avenue, West Covina, CA 91790

Curtis Owen Barnes

Collection

Status: Suspended Licensed: 52 Years

CONTACT

390 West Cerritos Avenue, Anaheim, CA 92805

Gina Joan Kim

Collection, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

5557 E Santa Ana Canyon Rd, Anaheim, CA 92807

Bella Reyes

Visa, State Appellate Practice, Labor Law, Collection

Status: In Good Standing

CONTACT

520 N. Brookhurst Street, Anaheim, CA 92801

Alexander Fernando Giovanniello

Employment Discrimination, Elder Law, Insurance, Collection

Status: In Good Standing Licensed: 38 Years

CONTACT

1 Pointe Dr, Brea, CA 92821

Alexander F Giovanniello

Employment Discrimination, Elder Law, Insurance, Collection

Status: In Good Standing Licensed: 38 Years

CONTACT

1 Pointe Dr, Brea, CA 92821

Alexander F Giovanniello

Employment Discrimination, Elder Law, Insurance, Collection

Status: In Good Standing Licensed: 38 Years

CONTACT

1 Pointe Dr, Brea, CA 92821

John Herbert Wunsch

Commercial Real Estate, Litigation, Contract, Collection

Status: In Good Standing Licensed: 41 Years

CONTACT

21680 Gateway Center Dr, Diamond Bar, CA 91765

Mark R Nivinskus

Government, Insurance, Collection

Status: In Good Standing Licensed: 26 Years

CONTACT

134 W Wilshire Ave, Fullerton, CA 92832

800-923-0641

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LEGAL TERMS

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

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Rowland Heights Collection Lawyer, California

Sponsored Law Firm

Armas & Joseph, APLC

SPONSORED LAWYERS

Michael R. Lea

Arthur W. Shwachman

Curtis Owen Barnes

Gina Joan Kim

Bella Reyes

Alexander Fernando Giovanniello

Alexander F Giovanniello

Alexander F Giovanniello

John Herbert Wunsch

Mark R Nivinskus

TIPS

LEGAL TERMS

HOUSEHOLDER

CREDITOR

LIABILITY

LIQUIDATING PARTNER

CREDIT BUREAU

FAIR CREDIT REPORTING ACT (FCRA)

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

NUISANCE FEES

DEBIT CARD

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