Rufus Credit & Debt Lawyer, Oregon

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Caleb M Berthelsen

General Practice

Status: In Good Standing

CONTACT

414 Washington St, The Dalles, OR 97058

Louis J Grossman

Landlord-Tenant, Child Custody, Car Accident

Status: In Good Standing Licensed: 20 Years

CONTACT

107 E 2Nd St, The Dalles, OR 97058

Kara K Davis

Other, Government, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 22 Years

CONTACT

511 Washington St, The Dalles, OR 97058

Linda K Gouge

Traffic, Immigration, Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

119 E 2nd St, The Dalles, OR 97058

A. V. Smith

Criminal, Juvenile Law, Personal Injury, Household Mold

Status: In Good Standing Licensed: 26 Years

CONTACT

414 Washington St, The Dalles, OR 97058

Andrew W Carter

Real Estate, Estate Planning, Family Law, Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 40 Years

CONTACT

112 W 4th St, The Dalles, OR 97058

Andrew J Myers

Divorce & Family Law, Criminal, Business, Contract

Status: In Good Standing Licensed: 25 Years

CONTACT

The Dalles, OR 97058

Antoine Jean-Marie Tissot

Elder Law, Estate, Real Estate

Status: In Good Standing Licensed: 20 Years

CONTACT

112 W 4Th St, The Dalles, OR 97058

Bernard L Smith

General Practice

Status: Inactive Licensed: 53 Years

CONTACT

3127 Dry Hollow Road, The Dalles, OR 97058

Bradley Veo Timmons

Federal, Estate Planning, Civil Rights, Corporate

Status: In Good Standing

CONTACT

The Dalles, OR 97058

800-923-0641

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

SAMPLE LEGAL CASES

Capital Credit & Collection Serv., Inc. v. Armani

... SERCOMBE, J. Plaintiff Capital Credit & Collection Services, Inc., a debt collector, brought this action to collect $3,990.57 in principal, interest, and attorney fees on a guaranty of a student loan that defendant signed for a friend, Armani. ...

CAPITAL CREDIT & COLLECTION SERVICE, INC. v. ARMANI

... SERCOMBE, J. Affirmed. SERCOMBE, J. Plaintiff Capital Credit & Collection Services, Inc., a debt collector, brought this action to collect $3,990.57 in principal, interest, and attorney fees on a guaranty of a student loan that defendant signed for a friend, Armani. ...

IN MATTER OF MARRIAGE OF POWELL

... In particular, he asserts that the trial court erred in allocating to him the financial responsibility for the majority of the credit card debt incurred by the parties, in awarding wife the marital residence, in treating husband's half interest in the family cabin as a marital asset, and in ...

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Rufus Credit & Debt Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Caleb M Berthelsen

Louis J Grossman

Kara K Davis

Linda K Gouge

A. V. Smith

Andrew W Carter

Andrew J Myers

Antoine Jean-Marie Tissot

Bernard L Smith

Bradley Veo Timmons

TIPS

LEGAL TERMS

FCRA

FAIR LABOR STANDARDS ACT (FLSA)

INTEREST

GUARANTOR

CHAPTER 7 BANKRUPTCY

C CORPORATION

FRAUDULENT TRANSFER

PREFERENCE

ACCORD AND SATISFACTION

SAMPLE LEGAL CASES

Capital Credit & Collection Serv., Inc. v. Armani

CAPITAL CREDIT & COLLECTION SERVICE, INC. v. ARMANI

IN MATTER OF MARRIAGE OF POWELL

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