San Lorenzo Credit & Debt Lawyer, California, page 2

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Carl Gustafson
About | Practice Areas
Lincoln Law
24301 Southland Dr. #214B Hayward, CA 94545» view map
Bankruptcy & Debt
Committed to Our Clients

Lincoln Law was established to provide relief to those in debt. We've helped thousands of families regain control of their finances and live debt-free again.

800-722-6578
1. Carl Gustafson Hayward, CA
  Attorney at Law - CA, 2007
  University of California J.D. 2007
2. AboutLincoln Law
  Eliminate your debt by contacting Lincoln Law today.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Jeffrey Scott Schoefer

Dispute Resolution, Contract, Credit & Debt, Products Liability

Status: Retired Licensed: 23 Years

CONTACT

357 Napoleon Dr, San Leandro, CA 94577

Malcolm David Donaldson

Litigation, Employee Rights, Insurance, Credit & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

10889 Lochard St, Oakland, CA 94605

Sunny Woan

Trusts, White Collar Crime, Corporate, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

7677 Oakport St, Oakland, CA 94621

Steven Alfred Booska

Real Estate, Business, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

1141 Harbor Bay Pkwy, Alameda, CA 94502

David Allen Thompson

Education, Litigation, Employee Rights, Credit & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

31353 Huntwood Ave, Hayward, CA 94544

Bruce S. Eads

Intellectual Property, Corporate, Contract, Credit & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

1999 Harrison St, Oakland, CA 94612

Andrew Ethan Chasin

Business & Trade, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

601 12Th St, Oakland, CA 94607

Andrew Ethan Chasin

Business & Trade, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

601 12Th St, Oakland, CA 94607

Robert Ian Levy

Commercial Real Estate, Litigation, Contract, Credit & Debt

Status: In Good Standing

CONTACT

2100 Embarcadero, Oakland, CA 94606

Michael Mark Herrick

Litigation, Employee Rights, Insurance, Credit & Debt

Status: In Good Standing Licensed: 50 Years

CONTACT

1711 Encinal Avenue, Alameda, CA 94501

800-923-0641

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LEGAL TERMS

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

COLLATERAL

Property that guarantees payment of a secured debt.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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San Lorenzo Credit & Debt Lawyer, California, page 2

Sponsored Law Firm

Lincoln Law

SPONSORED LAWYERS

Jeffrey Scott Schoefer

Malcolm David Donaldson

Sunny Woan

Steven Alfred Booska

David Allen Thompson

Bruce S. Eads

Andrew Ethan Chasin

Andrew Ethan Chasin

Robert Ian Levy

Michael Mark Herrick

TIPS

LEGAL TERMS

TRADE DRESS

CREDIT INSURANCE

COSIGNER

FAIR CREDIT BILLING ACT (FCBA)

DEBT COLLECTOR

COLLATERAL

LOSS DAMAGE WAIVER (LDW)

SECURED DEBT

CHAPTER 7 BANKRUPTCY

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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