Sangamon County, IL Credit & Debt Lawyers

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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Not enough matches for Sangamon Credit & Debt lawyer.
Below are all Sangamon lawyers.

Todd A. Bresney

Accident & Injury, Personal Injury, Workers' Compensation, Medical Malpractice, Wrongful Death

Attorney Todd A. Bresney is the Senior Partner at Kanoski Bresney, a Central Illinois personal injury law firm with eight office locations. Born, rais... (more)

FREE CONSULTATION

CONTACT

217-523-7742

2730 South MacArthur Blvd., Springfield, IL 62704

Frederic William Nessler

✓ VERIFIED

Accident & Injury, Workers' Compensation, Medical Malpractice

Frederick W. Nessler has been practicing law throughout the state of Illinois and the United States for over 40 years. Mr. Nessler opened his law offi... (more)

CONTACT

217-698-0202

536 N Bruns, Springfield, IL 62702

Thomas P. Schanzle-Haskins

Administrative Law, Criminal, Defamation & Slander, Employment Discrimination

Status: In Good Standing

CONTACT

205 S. Fifth Street, Springfield, IL 62701

J. Randall Cox

Family Law, Construction, Wills, Personal Injury

Status: In Good Standing

CONTACT

1307 South 7th Street, Springfield, IL 62703

Lorilea Buerkett

Administrative Law, Age Discrimination, Dispute Resolution, Americans with Disabilities Act

Status: In Good Standing

CONTACT

205 S. Fifth Street, Springfield, IL 62701

James W. Bruner

Administrative Law, Aviation, Corporate, Business Organization

Status: In Good Standing

CONTACT

205 S. Fifth Street, Springfield, IL 62701

Brian Jay Dees

Alimony & Spousal Support, Adoption, Administrative Law, Bankruptcy

Status: In Good Standing

CONTACT

1035 South Second Street, Springfield, IL 62704

Gary L. Cline

Administrative Law, Animal Bite, Criminal, Bed Bug

Status: In Good Standing

CONTACT

741 South Grand Ave. West, Springfield, IL 62704

Ronald J Kanoski

Workers' Compensation, Personal Injury, Professional Malpractice, Animal Bite, Medical Malpractice

Status: In Good Standing

CONTACT

2730 South MacArthur Boulevard, Springfield, IL 62704

Charles S. Watson

Litigation, Employment, Family Law, Divorce & Family Law

Status: In Good Standing

FREE CONSULTATION

CONTACT

Springfield, IL 62705

800-923-0641

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LEGAL TERMS

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

... On June 28, 2005, plaintiff filed its initial complaint against defendant to collect on an alleged defaulted credit card debt. ... Plaintiff asserts that it is well entrenched in Illinois law that the statute of limitations for an action on a credit card debt is 10 years. ...

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

... appeals the order of the circuit court of Madison County that dismissed his class action complaint against the defendant, Nations Credit Financial Services ... knowingly done, shall be deemed a forfeiture of the entire interest which the note, bill, or other evidence of debt carries with ...

Laubner v. JP Morgan Chase Bank, NA

... More to the point, plaintiffs have not set forth any facts to show why $11,500 per month is not enough to sustain their respective lifestyles in a manner that is "comfortable." Plaintiffs make no allegations of debt (aside from the credit debt that trustees paid off), steep mortgage ...

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Sangamon County, IL Credit & Debt Lawyers

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Todd A. Bresney

Frederic William Nessler

Thomas P. Schanzle-Haskins

J. Randall Cox

Lorilea Buerkett

James W. Bruner

Brian Jay Dees

Gary L. Cline

Ronald J Kanoski

Charles S. Watson

TIPS

LEGAL TERMS

UNSECURED DEBT

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

FAIR LABOR STANDARDS ACT (FLSA)

BULK SALES LAW

AUTOMATIC STAY

CHAPTER 13 PLAN

ACCORD AND SATISFACTION

CREDITOR

PRIORITY DEBT

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

Laubner v. JP Morgan Chase Bank, NA

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