Sarasota County, FL Credit & Debt Lawyers

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Robert Geller
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Law Offices of Robert M. Geller, P.A.
807 West Azeele Street Tampa, FL 33606 » view map
Bankruptcy Law Attorneys - Hillsborough County
Bridging You A Brighter Future

It is our firm's philosophy and goal to give each client the individual attention he or she needs in difficult times. Call for a free initial consultation.

800-811-8031
1. Robert Geller Tampa, FL
  Attorney At Law - Florida, 1986
  Levin College of Law, J.D. - 1985
2. Bankruptcy Law Firm
  We have helped thousands of clients make a fresh financial start.
3. Contact UsEmail or Call 24/7
  Call for initial free consultation, 800-811-8031.
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David Warren Herman

Commercial Real Estate, Litigation, Credit & Debt, Consumer Bankruptcy

Status: In Good Standing Licensed: 39 Years

CONTACT

8499 S Tamiami Trl, Sarasota, FL 34238

Edward Dusty Aker

Corporate, Credit & Debt, Products Liability, Employee Rights

Status: In Good Standing Licensed: 21 Years

CONTACT

3400 S Tamiami Trl, Sarasota, FL 34239

Mark A Beatrice

Civil Rights, Credit & Debt, Commercial Real Estate, Bankruptcy

Status: In Good Standing Licensed: 10 Years

CONTACT

141 Braemar Ave, Englewood, FL 34293

Melanie Archer Newby

Bankruptcy & Debt, Credit & Debt, Bankruptcy, Collection

Status: In Good Standing Licensed: 34 Years

FREE CONSULTATION

CONTACT

2620 S. Tamiami Trail., Sarasota, FL 34239

Michael Anthony Chiantella

Real Estate, Civil Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

209 Nassau St S, Venice, FL 34285

Rodney L Dillon

Wills, Trusts, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 52 Years

CONTACT

4588 Cooper Rd, Sarasota, FL 34232

Tonya Willis Pitts

Litigation, Trusts, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

1800 2nd St, Sarasota, FL 34236

Zachary M Aster

Family Law, Elder Law, Corporate, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

350 Herons Run Dr, Sarasota, FL 34232

800-923-0641

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LEGAL TERMS

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Sarasota County, FL Credit & Debt Lawyers

Sponsored Law Firm

Law Offices of Robert M. Geller, P.A.

SPONSORED LAWYERS

David Warren Herman

Edward Dusty Aker

Mark A Beatrice

Melanie Archer Newby

Michael Anthony Chiantella

Rodney L Dillon

Tonya Willis Pitts

Zachary M Aster

TIPS

LEGAL TERMS

SUBROGATION

SETOFF

TRADE NAME

ACCORD AND SATISFACTION

MEANS TEST

IRS EXPENSES

CHAPTER 7 BANKRUPTCY

UNSECURED DEBT

FRATERNAL BENEFIT SOCIETY BENEFITS

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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