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Bethany Danner
About | Practice Areas
Morris Law Group PA
7380 France Ave S. Suite 250 Edina, MN 55435» view map
Bankruptcy & Debt
We Are Experts In What We Do

Whether it’s your home or business, you are important to us. Reach out today to set up a meeting with one of our experienced Edina lawyers.

952-832-2000
1. Bethany Danner Edina, MN
  Attorney at Law- MN, 2015
2. AboutMorris Law Group PA
  We Are Experts In What We Do
3. Practice AreasExpertise
  Bankruptcy & Debt
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Timothy A. Quarberg

Banking & Finance, Corporate, Business Organization, Collection

Status: In Good Standing Licensed: 31 Years

CONTACT

363 5Th Avenue North, Bayport, MN 55003

Katie Marie Jarvi

Family Law, Divorce & Family Law, Collection, Car Accident

Status: In Good Standing Licensed: 13 Years

CONTACT

56 East Broadway Avenue, Forest Lake, MN 55025

Angela Anderson

Litigation, Divorce, Child Support, Collection

Status: In Good Standing

CONTACT

4704 Wyngate Way, Forest Lake, MN 55025

Daniel Austin Beckman

Wills & Probate, Banking & Finance, Collection

Status: In Good Standing Licensed: 36 Years

CONTACT

1700 Highway 36W, Roseville, MN 55113

Robert E McGarry

Corporate, Business Organization, Business Successions, Collection

Status: Inactive Licensed: 69 Years

CONTACT

1076 W County Rd, Saint Paul, MN 55113

William Edward Gschwind

Construction, Labor Law, Corporate, Collection

Status: In Good Standing Licensed: 15 Years

CONTACT

1036 Centerville Circle, Saint Paul, MN 55127

Shauna Marie Holt

General Practice

Status: In Good Standing Licensed: 16 Years

CONTACT

3570 Genevieve Avenue N., Saint Paul, MN 55128

Marie F Martin

Bankruptcy, Bankruptcy & Debt, Collection

Status: In Good Standing Licensed: 26 Years

CONTACT

3224 Rice Street, Saint Paul, MN 55126

Nigel Henry Mendez

Landlord-Tenant, Land Use & Zoning, Municipal, Collection

Status: In Good Standing Licensed: 19 Years

CONTACT

1052 Centerville Circle, Saint Paul, MN 55127

Bryan Christopher Zlimen

Estate, Corporate, Collection, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1700 Highway 36 W, Saint Paul, MN 55113

800-923-0641

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

FCBA

See Fair Credit Billing Act.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

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Scandia Collection Lawyer, Minnesota

Sponsored Law Firm

Morris Law Group PA

SPONSORED LAWYERS

Timothy A. Quarberg

Katie Marie Jarvi

Angela Anderson

Daniel Austin Beckman

Robert E McGarry

William Edward Gschwind

Shauna Marie Holt

Marie F Martin

Nigel Henry Mendez

Bryan Christopher Zlimen

TIPS

LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

GUARANTOR

CREDIT BUREAU

SUBROGATION

FCBA

COSIGNER

FORBEARANCE

CREDIT COUNSELING

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

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