Scott County, KY Collection Lawyers

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Robert H Cornett

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Social Security, Criminal, DUI-DWI

I have practiced Social Security law for more than thirty years in Kentucky as well as many other states. I represented Social Security claimants in B... (more)

CONTACT

502-868-5300

112 N Court St, Georgetown, KY 40324

Neil Edward Duncliffe

Accident & Injury, Estate, Medical Malpractice

Status: In Good Standing

CONTACT

107 N Hamilton, Georgetown, KY 40324

John Elliott Cornett

Personal Injury, Workers' Compensation, Family Law, Criminal, DUI-DWI

Status: In Good Standing

FREE CONSULTATION

CONTACT

112 N Court St, Georgetown, KY 40324

Jeremy M. Mattox

Workers' Compensation, Divorce & Family Law, Criminal, Accident & Injury

Status: In Good Standing

FREE CONSULTATION

CONTACT

102 East Main Street, Georgetown, KY 40324

David E. Higdon

Wills & Probate, Workers' Compensation, Family Law, Child Support

Status: In Good Standing Licensed: 24 Years

CONTACT

203 East Main Street, Georgetown, KY 40324

John E. Dutra

Social Security -- Disability, Health Care, Workers' Compensation, Family Law

Status: Inactive Licensed: 24 Years

CONTACT

113 N Hamilton St, Georgetown, KY 40324

Roger A. Michael

Intellectual Property, Divorce & Family Law, Criminal, Accident & Injury

Status: In Good Standing

CONTACT

147 E Main St, Georgetown, KY 40324

Harry L Dadds

Dispute Resolution, Lawsuit & Dispute, Health Care Other, Health Care

Status: In Good Standing

CONTACT

109 Overlook Pass, Georgetown, KY 40324

John Gary McNeill

Civil Rights, Personal Injury

Status: In Good Standing

CONTACT

165 Clubhouse Dr, Georgetown, KY 40324

Adam Bernard Stotts

Family Law, Divorce, Divorce & Family Law, Criminal

Status: In Good Standing

CONTACT

102 E Main St, Georgetown, KY 40324

800-923-0641

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LEGAL TERMS

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CREDIT FILE

See credit report.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CCCS

See Consumer Credit Counseling Service.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

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Scott County, KY Collection Lawyers

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Robert H Cornett

Neil Edward Duncliffe

John Elliott Cornett

Jeremy M. Mattox

David E. Higdon

John E. Dutra

Roger A. Michael

Harry L Dadds

John Gary McNeill

Adam Bernard Stotts

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LEGAL TERMS

DEBIT CARD

CREDIT FILE

CHAPTER 13 BANKRUPTCY

CCCS

CHAPTER 13 PLAN

NO-FAULT INSURANCE

MEANS TEST

CHAPTER 7 BANKRUPTCY

SECURED DEBT

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