Scottsmoor Collection Lawyer, Florida

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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Robert D. Hoag

Collection

Status: In Good Standing

FREE CONSULTATION

CONTACT

1980 Michigan Avenue, Cocoa, FL 32922

Eric L. Hostetler

Collection, Credit & Debt, Insurance

Status: In Good Standing

FREE CONSULTATION

CONTACT

1980 Michigan Avenue, Cocoa, FL 32922

Michael R. Cook

Collection, Consumer Protection, Contract, Banking & Finance

Status: In Good Standing

FREE CONSULTATION

CONTACT

1980 Michigan Avenue, Cocoa, FL 32922

L. Alexander Vance

Collection, Commercial Banks, Contract, Banking & Finance

Status: In Good Standing

FREE CONSULTATION

CONTACT

1980 Michigan Avenue, Cocoa, FL 32922

Sheryl Simonetta Zust

Bankruptcy, Credit & Debt, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 32 Years

FREE CONSULTATION

CONTACT

4649 S. Clyde Morris Blvd., Ste 610, Port Orange, FL 32129

Troy Randall Lotane

Contract, Commercial Banks, Banking & Finance, Collection

Status: In Good Standing Licensed: 26 Years

CONTACT

1980 Michigan Ave, Cocoa, FL 32922

Paetra Brownlee

Federal Appellate Practice, Constitutional Law, Administrative Law, Collection

Status: In Good Standing

CONTACT

201 North New York Avenue, Winter Park, FL 32789

Silvia Rodriguez Sanders

Corporate, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

1801 Lee Rd, Winter Park, FL 32789

Christine Sarah Hansley

Bankruptcy & Debt, Collection, Credit & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

283 Cranes Roost Blvd, Altamonte Springs, FL 32701

Walter F Benenati

Federal Appellate Practice, Commercial Banks, Credit & Debt, Collection

Status: In Good Standing

CONTACT

2702 E Robinson St, Orlando, FL 32803

800-923-0641

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800-943-8690

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LEGAL TERMS

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FCRA

See Fair Credit Reporting Act.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

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Scottsmoor Collection Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Robert D. Hoag

Eric L. Hostetler

Michael R. Cook

L. Alexander Vance

Sheryl Simonetta Zust

Troy Randall Lotane

Paetra Brownlee

Silvia Rodriguez Sanders

Christine Sarah Hansley

Walter F Benenati

TIPS

LEGAL TERMS

DISPOSABLE INCOME

FORBEARANCE

DISCHARGEABLE DEBTS

INFRINGEMENT (OF TRADEMARK)

INTEREST

HOUSEHOLDER

CHAPTER 13 PLAN

FCRA

FAIR CREDIT REPORTING ACT (FCRA)

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