Scranton Collection Lawyer, South Carolina

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Jason T. Moss
About | Practice Areas
Moss & Associates Attorneys, P.A.
816 Elmwood Ave Columbia, SC 29201» view map
Bankruptcy & Debt
Debt Problems? We Have Solutions!

We provide our clients with a unique combination of top-quality representation, small-firm economics, and commitment.

800-821-6041
1. Jason T. Moss Columbia, SC
  Attorney at Law - SC, 1998
  University of South Carolina J.D. 1998
2. AboutMoss & Associates Attorneys, P.A.
  Debt Problems? We Have Solutions!
3. Practice AreasExpertise
  Bankruptcy & Debt
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Joseph Jakob Kennedy

Employment Discrimination, Collection

Status: In Good Standing Licensed: 19 Years

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The Law Office of Joseph Kennedy, Florence, SC 29502

Joshua A. Bailey

Criminal, Divorce & Family Law, Workers' Compensation, Collection, Social Security -- Disability

Status: In Good Standing Licensed: 17 Years

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900 W. Evans Street, Florence, SC 29503

Gary I. Finklea

Divorce & Family Law, Collection, Personal Injury

Status: In Good Standing

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814 W Evans St, Florence, SC 29501

Ronald J. Jebaily

Social Security, Workers' Compensation, Collection, Personal Injury

Status: In Good Standing

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291 West Evans St., Florence, SC 29503

Brooke Chapman Evans

Litigation, Estate Planning, Collection, Personal Injury

Status: In Good Standing

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Florence, SC 29503

John G. Hendrick

Real Estate, Business, Collection, Personal Injury

Status: In Good Standing Licensed: 17 Years

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Florence, SC 29503

Patrick Buel Ford

Social Security, Workers' Compensation, Collection, Personal Injury

Status: In Good Standing Licensed: 10 Years

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Florence, SC 29503

Patrick Ford

Social Security, Workers' Compensation, Collection, Personal Injury

Status: In Good Standing Licensed: 10 Years

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Florence, SC 29503

Frank Clayton Swaggard

Employee Rights, Divorce & Family Law, Bankruptcy & Debt, Personal Injury

Status: In Good Standing

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403 Second Loop Road, Florence, SC 29504

William Evan Reynolds

Health Care Other, Child Custody, Criminal, Bankruptcy

Status: In Good Standing Licensed: 9 Years

CONTACT

Kingstree, SC 29556

800-923-0641

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

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Scranton Collection Lawyer, South Carolina

Sponsored Law Firm

Moss & Associates Attorneys, P.A.

SPONSORED LAWYERS

Joseph Jakob Kennedy

Joshua A. Bailey

Gary I. Finklea

Ronald J. Jebaily

Brooke Chapman Evans

John G. Hendrick

Patrick Buel Ford

Patrick Ford

Frank Clayton Swaggard

William Evan Reynolds

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LEGAL TERMS

IRS EXPENSES

SUBROGATION

CHAPTER 13 BANKRUPTCY

FAIR LABOR STANDARDS ACT (FLSA)

WORKOUT

NO-FAULT INSURANCE

REDEMPTION

INTEREST

DISCHARGE (OF DEBTS)

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