Shepherd Workout Lawyer, Montana

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Ralph W. Wilkerson
About | Practice Areas
Ralph W. Wilkerson Attorney at Law
2722 3rd Avenue North Suite 400 Billings, MT 59101» view map
Bankruptcy & Debt
Get Help Starting Over

Allow our knowledgeable attorney to begin bankruptcy proceedings so you can put an end to harassing creditor phone calls.

800-785-0631
1. Ralph Wilkerson Billings, MT
  Attorney at Law - AZ, 1996
  University of Wyoming J.D. 1995
2. AboutRalph W. Wilkerson Attorney at Law
  Helping you in a variety of situations.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Ralph W. Wilkerson

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Bankruptcy & Debt

Filing for bankruptcy is not ideal but it does provide immediate relief and a second chance at building your financial life. If your debt has becom... (more)

FREE CONSULTATION

CONTACT

800-785-0631

2722 3rd Avenue North, Billings, MT 59101

Ben T. Sather

Workout, Dental Malpractice, Domain Names, Medical Malpractice

Status: In Good Standing

FREE CONSULTATION

CONTACT

2825 3rd Avenue North, Billings, MT 59101

Eric Edward Nord

Franchising, Business Organization, Banking & Finance, Collection

Status: In Good Standing

CONTACT

2708 1St Ave N, Billings, MT 59101

Joel E. Guthals

Corporate, Employee Rights, Reorganization, Banking & Finance

Status: In Good Standing

CONTACT

175 North 27Th Street, Billings, MT 59103

Martin S. Smith

Bankruptcy, Lawsuit & Dispute, Real Estate, Criminal, Business

Status: In Good Standing

CONTACT

208 N. Broadway, Billings, MT 59103

James A. Patten

Litigation, Medicare & Medicaid, Civil Rights, Bankruptcy & Debt

Status: In Good Standing

CONTACT

2817 2Nd Ave N., Billings, MT 59101

A. Randolph Jacobs

Corporate, Collection, Real Estate, Bankruptcy

Status: In Good Standing

CONTACT

208 North Broadway, Billings, MT 59103

Jeffery A Hunnes

Litigation, Corporate, Contract, Bankruptcy

Status: In Good Standing

CONTACT

175 North 27Th Street, Billings, MT 59103

Cory Thomas Harman

Credit & Debt, Traffic, Federal, Criminal

Status: In Good Standing Licensed: 18 Years

CONTACT

2722 3Rd Ave N, Billings, MT 59101

Craig D. Martinson

Federal Appellate Practice, Wills & Probate, Credit & Debt, Household Mold

Status: In Good Standing Licensed: 49 Years

CONTACT

2817 2nd Ave N, Billings, MT 59101

800-923-0641

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LEGAL TERMS

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

FCBA

See Fair Credit Billing Act.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

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Shepherd Workout Lawyer, Montana

Sponsored Law Firm

Ralph W. Wilkerson Attorney at Law

SPONSORED LAWYERS

Ralph W. Wilkerson

Ben T. Sather

Eric Edward Nord

Joel E. Guthals

Martin S. Smith

James A. Patten

A. Randolph Jacobs

Jeffery A Hunnes

Cory Thomas Harman

Craig D. Martinson

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LEGAL TERMS

LIMITED PARTNERSHIP

UNSECURED DEBT

FCBA

MEANS TEST

CURRENT MONTHLY INCOME

PRESUMED ABUSE

LIEN

TOXIC TORT

INFRINGEMENT (OF TRADEMARK)

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