Siletz Bankruptcy & Debt Lawyer, Oregon

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Lucille M. Perez

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Suspended Licensed: 76 Years

CONTACT

Newport, OR 97365

Paul Edward Toennis

Lawsuit & Dispute, Employment, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 39 Years

CONTACT

1190 Se 2Nd Ct, Lincoln City, OR 97367

Joshua D Zantello

Estate Planning, Divorce & Family Law, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

2941 NW Hwy 101, Lincoln City, OR 97367

Britt Nelson

Litigation, Divorce, Business & Trade, Bankruptcy & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

4353 NE Friedman Way, Otis, OR 97368

Patrick C Mcgovern

Family Law, Bankruptcy

Status: In Good Standing Licensed: 42 Years

CONTACT

404 NE 2nd St, Newport, OR 97365

Patrick J Stimac

Corporate, Bankruptcy

Status: Retired Licensed: 43 Years

CONTACT

515 W Olive St, Newport, OR 97365

Deneen Aubertin Keller

Employment Discrimination, Civil Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

9615 Grand Ronde Rd, Grand Ronde, OR 97347

Dennis V Messoline

Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 40 Years

CONTACT

12090 Clow Corner Rd, Dallas, OR 97338

Sean Downey

Divorce & Family Law, Bankruptcy & Debt, Estate Planning

Status: In Good Standing Licensed: 18 Years

CONTACT

2211 NW Professional Dr, Corvallis, OR 97330

Karen Misfeldt

Real Estate, Estate, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

622 NW 32nd St, Portland, OR 97330

800-923-0641

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LEGAL TERMS

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

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Siletz Bankruptcy & Debt Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Lucille M. Perez

Paul Edward Toennis

Joshua D Zantello

Britt Nelson

Patrick C Mcgovern

Patrick J Stimac

Deneen Aubertin Keller

Dennis V Messoline

Sean Downey

Karen Misfeldt

TIPS

LEGAL TERMS

NUISANCE FEES

CYBERSQUATTING

DISPOSABLE INCOME

UNSECURED DEBT

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

MEANS TEST

GUARANTOR

LIEN

INTEREST

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