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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Scott Erik Stafne

Real Estate, Credit & Debt, Foreclosure

Status: In Good Standing Licensed: 50 Years

CONTACT

239 N Olympic Ave, Arlington, WA 98223

Christopher Paul Raymond

Credit & Debt, Bankruptcy

Status: Suspended Licensed: 29 Years

CONTACT

7100 Evergreen Way, Everett, WA 98203

Robert J Miller

Credit & Debt, Bankruptcy & Debt, Family Law, Estate Planning

Status: In Good Standing Licensed: 34 Years

CONTACT

Everett, WA 98206

Elisabeth Pualani Lindsley

Landlord-Tenant, Labor Law, Civil Rights, Credit & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

4618 Basswood Dr, Everett, WA 98203

Thomas C. Kruse

Bankruptcy, Farms, Credit & Debt, Divorce

Status: In Good Standing

CONTACT

Everett, WA 98206

Anne Mjaatvedt

General Practice

Status: In Good Standing

CONTACT

2822 Colby Ave, Everett, WA 98201

David Roderick Coombs

Landlord-Tenant, Family Law, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

2822 Colby Avenue, Everett, WA 98201

Anne Elizabeth Mjaatvedt

General Practice

Status: In Good Standing Licensed: 21 Years

CONTACT

2822 Colby Ave, Everett, WA 98201

Diane Lynn Weyrick

Landlord-Tenant, Credit & Debt, Family Law, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

2920 Colby Ave, Everett, WA 98201

Steven B Shea

Estate, Family Law, Divorce & Family Law, Credit & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

3014 Hoyt Ave, Everett, WA 98201

800-923-0641

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LEGAL TERMS

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CREDIT FILE

See credit report.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

SAMPLE LEGAL CASES

Discover Bank v. Bridges

... HOUGHTON, J. Â¶ 1 John and Julie Bridges appeal the trial court's grant of summary judgment on their credit card debt to Discover Bank. ... We reverse and remand. FACTS. Â¶ 2 Discover Bank filed a complaint against the Bridges, seeking payment of a credit card debt. ...

Brown v. Household Realty Corp.

... This debt consolidation reduced the Browns' total monthly payments for home loans and consumer credit accounts. ... 6 The same day, the Browns obtained from Household a second position line of credit to consolidate additional unsecured debt. ...

BOEING EMPLOYEES'CREDIT UNION v. Burns

... [2]. Â¶ 2 Here, Boeing Employees' Credit Union (BECU) is the holder of a subordinate deed of trust for ... [4] Accordingly, BECU is entitled to the surplus sales funds that are sufficient to satisfy the Burnses' unpaid debt to BECU. [5] We reverse and remand for further proceedings. ...

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Silvana Credit & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Scott Erik Stafne

Christopher Paul Raymond

Robert J Miller

Elisabeth Pualani Lindsley

Thomas C. Kruse

Anne Mjaatvedt

David Roderick Coombs

Anne Elizabeth Mjaatvedt

Diane Lynn Weyrick

Steven B Shea

TIPS

LEGAL TERMS

DOING BUSINESS AS (DBA)

FAIR CREDIT BILLING ACT (FCBA)

CREDIT FILE

LOSS DAMAGE WAIVER (LDW)

NONEXEMPT PROPERTY

COLLECTION AGENCY

INFRINGEMENT (OF TRADEMARK)

DISCHARGEABLE DEBTS

CREDIT REPORT

SAMPLE LEGAL CASES

Discover Bank v. Bridges

Brown v. Household Realty Corp.

BOEING EMPLOYEES'CREDIT UNION v. Burns

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