Simi Valley Collection Lawyer, California

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Andrei Armas
About | Practice Areas
Armas & Joseph, APLC
1712 West Beverly Blvd Suite 201 Montebello, CA 90640» view map
Consumer Rights and Collection
We Fight For You

No matter what type of legal support you are looking for, we have the resources and expertise to help.

800-675-3790
1. Andrei Armas Montebello, CA
  Attorney at Law- CA
  California Western School of Law, J.D. 2014
2. AboutArmas & Joseph, APLC
  We Fight For You
3. Practice AreasExpertise
  Consumer Rights
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Jonathan Leventhal

Corporate, Collection, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

21550 Oxnard Street, Woodland Hills, CA 91367

Andrea B. Lefkowitz

Wills & Probate, Insurance, Collection, Legal Malpractice

Status: In Good Standing

CONTACT

23716 Strathern St, Canoga Park, CA 91304

Bill James Thompson

Real Estate, Entertainment, Divorce & Family Law, Collection

Status: In Good Standing

CONTACT

28212 Kelly Johnson Pkwy, Valencia, CA 91355

Brian Patrick Mcgurk

Business, Collection

Status: In Good Standing Licensed: 17 Years

CONTACT

555 Saint Charles Dr, Newbury Park, CA 91360

David Jeffrey Shapiro

Environmental Law, Collection, Wrongful Death, Slip & Fall Accident, Car Accident

Status: In Good Standing Licensed: 29 Years

CONTACT

22231 Mulholland Hwy, Calabasas, CA 91302

David Lee Bernstein

Federal Appellate Practice, Government, Criminal, Collection

Status: In Good Standing Licensed: 28 Years

CONTACT

Fillmore, CA 93016

Donald Eric Sternberg

Dispute Resolution, Commercial Insurance, Collection

Status: In Good Standing Licensed: 47 Years

CONTACT

5525 Oakdale Ave, Woodland Hills, CA 91364

Jared B Tsai

DUI-DWI, Consumer Rights, Collection, Car Accident

Status: In Good Standing Licensed: 25 Years

CONTACT

4119 Guardian St, Simi Valley, CA 93063

Lina M Michael

Business, Collection

Status: In Good Standing Licensed: 19 Years

CONTACT

241 Lombard St, Newbury Park, CA 91360

Lisa Melissa Herme

Consumer Protection, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

9200 Oakdale Ave, Chatsworth, CA 91311

800-923-0641

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800-943-8690

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LEGAL TERMS

FCBA

See Fair Credit Billing Act.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FCRA

See Fair Credit Reporting Act.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

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Simi Valley Collection Lawyer, California

Sponsored Law Firm

Armas & Joseph, APLC

SPONSORED LAWYERS

Jonathan Leventhal

Andrea B. Lefkowitz

Bill James Thompson

Brian Patrick Mcgurk

David Jeffrey Shapiro

David Lee Bernstein

Donald Eric Sternberg

Jared B Tsai

Lina M Michael

Lisa Melissa Herme

TIPS

LEGAL TERMS

FCBA

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

DEBIT CARD

FCRA

401(K) PLAN

NUISANCE FEES

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

AUTOMATIC STAY

SETOFF

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