Soddy Daisy Reorganization Lawyer, Tennessee, page 4

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Robert Gaines Norred

Litigation, Reorganization, Credit & Debt, Bankruptcy, Car Accident

Status: In Good Standing Licensed: 38 Years

CONTACT

30 2Nd St Nw, Cleveland, TN 37311

Kara Luana West

Intellectual Property, Corporate, Reorganization, Credit & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

Chattanooga, TN 37401

Bruce C. Bailey

Litigation, Reorganization, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

605 Chestnut St, Chattanooga, TN 37450

Nelwyn Wright Inman

Litigation, Reorganization, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

633 Chestnut St, Chattanooga, TN 37450

Everett Layne Hixson

Wills & Probate, Family Law, Corporate, Reorganization

Status: In Good Standing Licensed: 39 Years

CONTACT

201 W Main Street, Chattanooga, TN 37408

Everett Layne Hixson

Wills & Probate, Family Law, Corporate, Reorganization

Status: In Good Standing Licensed: 39 Years

CONTACT

201 W Main Street, Chattanooga, TN 37408

Kelli Lavon Black

Juvenile Law, Litigation, Insurance, Reorganization

Status: In Good Standing Licensed: 28 Years

CONTACT

651 E 4Th St, Chattanooga, TN 37403

Bill Carriger

Reorganization, Wills & Probate, Business, Federal Appellate Practice

Status: Inactive Licensed: 57 Years

CONTACT

605 Chestnut St, Chattanooga, TN 37450

Brian Patrick Mickles

Estate Planning, Business, Reorganization, Credit & Debt

Status: In Good Standing Licensed: 47 Years

CONTACT

736 Georgia Ave, Chattanooga, TN 37402

Amber Danielle James

Estate Planning, Elder Law, Business, Reorganization

Status: In Good Standing Licensed: 14 Years

CONTACT

803 Cherry St, Chattanooga, TN 37402

800-923-0641

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

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Soddy Daisy Reorganization Lawyer, Tennessee, page 4

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Robert Gaines Norred

Kara Luana West

Bruce C. Bailey

Nelwyn Wright Inman

Everett Layne Hixson

Everett Layne Hixson

Kelli Lavon Black

Bill Carriger

Brian Patrick Mickles

Amber Danielle James

TIPS

LEGAL TERMS

PRESUMED ABUSE

HOUSEHOLDER

ADMINISTRATIVE EXPENSES

TRUTH IN LENDING ACT (TILA)

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

DISCHARGEABLE DEBTS

GUARANTEED RESERVATION

MEANS TEST

CREDIT BUREAU

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