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Michael Johnson
About | Practice Areas
Law Offices Of Michael H. Johnson, P.A.
3601 W. Commercial Blvd Suite 31 Fort Lauderdale, FL 33309» view map
Bankruptcy & Debt
Experienced Legal Guidance

I know how important getting out of debt can be, and I’m committed to providing innovative, effective solutions to help you have a brighter future.

800-773-6441
1. Michael Johnson Fort Lauderdale, FL
  Attorney at Law, FL
  Shepard Broad Law Center, J.D. 1998
2. AboutLaw Offices Of Michael H. Johnson, P.A.
  Experienced Legal Guidance
3. Practice AreasExpertise
  Bankruptcy & Debt
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Michael K. Bregman

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Accident & Injury, Wrongful Death, Foreclosure, Credit & Debt, Discrimination

We provide personal attention for your personal injuries

The Law Offices of Michael K. Bregman, P.A. has helped thousands of clients that have been injured due to the negligence of others. We are available ... (more)

FREE CONSULTATION

CONTACT

800-899-9240

1896 Palm Beach Lakes Boulevard, West Palm Beach, FL 33409

Todd David Muhlstock

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Employment, Credit & Debt, Employee Rights, Accident & Injury, Wrongful Death

Mr. The Muhlstock is admitted to practice law in the Supreme Court of the United States of America; the United States Court of Appeals for the Second ... (more)

FREE CONSULTATION

CONTACT

516-974-9400

101 Northeast 3rd Avenue, Fort Lauderdale, FL 33301

Matthew G. Krause

Collection, Commercial Leasing, Contract, Credit & Debt

Status: In Good Standing

CONTACT

8751 West Broward Blvd., Fort Lauderdale, FL 33324

Barry P. Gruher

Bankruptcy, Corporate, Business Organization, Credit & Debt

Status: In Good Standing

CONTACT

200 East Broward Boulevard, Fort Lauderdale, FL 33301

Sherri B. Simpson

Banking & Finance, Bankruptcy, Credit & Debt

Status: In Good Standing

CONTACT

507 SE 11 Court, Fort Lauderdale, FL 33316

Norman L. Schroeder

Corporate, Contract, Bankruptcy, Credit & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

274 Wranglewood Dr, Wellington, FL 33414

Franck Dikran Chantayan

Corporate, Contract, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

125 S State Road, Wellington, FL 33414

Franck Dikran Chantayan

Corporate, Contract, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

125 S State Road, Wellington, FL 33414

Douglas Edward Yorke

Credit & Debt, Civil Rights, Family Law, Trusts

Status: In Good Standing Licensed: 48 Years

CONTACT

11985 Southern Blvd, West Palm Beach, FL 33411

Tarek Kirk Kiem

Litigation, Civil Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 22 Years

CONTACT

8461 Lake Worth Rd, Lake Worth, FL 33467

800-923-0641

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800-943-8690

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LEGAL TERMS

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CREDIT FILE

See credit report.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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South Bay Credit & Debt Lawyer, Florida

Sponsored Law Firm

Law Offices Of Michael H. Johnson, P.A.

SPONSORED LAWYERS

Michael K. Bregman

Todd David Muhlstock

Matthew G. Krause

Barry P. Gruher

Sherri B. Simpson

Norman L. Schroeder

Franck Dikran Chantayan

Franck Dikran Chantayan

Douglas Edward Yorke

Tarek Kirk Kiem

TIPS

LEGAL TERMS

CREDIT COUNSELING

ACCORD AND SATISFACTION

SUBROGATION

UNDUE HARDSHIP

DEBT COLLECTOR

GUARANTEED RESERVATION

NONEXEMPT PROPERTY

CREDIT FILE

HOUSEHOLDER

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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