St Regis Park Collection Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Natalie L. Kaelin

Administrative Law, Corporate, Collection, Construction

Status: In Good Standing

FREE CONSULTATION

CONTACT

11414 Main Street, Louisville, KY 40243

Allison Elkins Cooper

General Practice

Status: In Good Standing Licensed: 9 Years

CONTACT

314 Marshall Drive, Louisville, KY 40207

Ben Tanner Lowry

Tax, Landlord-Tenant, Divorce & Family Law, Collection

Status: In Good Standing Licensed: 11 Years

CONTACT

8007 Lyndon Centre Way, Louisville, KY 40222

David Clifton Travis

Corporate, Personal Injury, Collection, Estate Planning

Status: In Good Standing

CONTACT

11507 Main Street, Louisville, KY 40243

Ashley Ervin Abaray

Litigation, Workers' Compensation, Collection, Medical Malpractice

Status: In Good Standing Licensed: 9 Years

CONTACT

1448 Gardiner Lane, Louisville, KY 40213

John R Benz

Landlord-Tenant, Collection, Wills & Probate, Corporate

Status: In Good Standing

CONTACT

9302 New Lagrange Road, Louisville, KY 40242

Courtney Elizabeth Carr

Collection, Litigation

Status: In Good Standing Licensed: 11 Years

CONTACT

Louisville, KY 40223

John Saoirse Friend

Commercial Real Estate, Labor Law, Civil Rights, Collection

Status: In Good Standing

CONTACT

6520 Glenridge Park Place, Louisville, KY 40222

Lloyd Tyler Spies

Construction Liens, Electronic Commerce, Credit & Debt, Collection

Status: In Good Standing

CONTACT

4105 Boones Grove Way, Louisville, KY 40299

Rob Astorino

Insurance, Collection, Bankruptcy, Car Accident

Status: In Good Standing

CONTACT

2525 Bardstown Rd, Louisville, KY 40205

800-923-0641

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

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St Regis Park Collection Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Natalie L. Kaelin

Allison Elkins Cooper

Ben Tanner Lowry

David Clifton Travis

Ashley Ervin Abaray

John R Benz

Courtney Elizabeth Carr

John Saoirse Friend

Lloyd Tyler Spies

Rob Astorino

TIPS

LEGAL TERMS

FCRA

SETOFF

COLLECTION AGENCY

DISPOSABLE INCOME

FAIR LABOR STANDARDS ACT (FLSA)

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

WORKOUT

REPOSSESSION

TRADE DRESS

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