Stoutsville Credit & Debt Lawyer, Ohio

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Ronald Lasko
About | Practice Areas
R. Lasko Co. LPA, LLC
1406 W 6th St STE 200, Cleveland, OH 44113» view map
Business, Estate, Real Estate, Employment
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216-574-2602
1. Ronald Lasko Cleveland, OH
  Attorney at Law, OH
  Cleveland-Marshall College of Law, J.D. 1976
2. AboutR. Lasko Co. LPA, LLC
  Competent Legal Representation
3. Practice AreasExpertise
  Business Law
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Mark William Iannotta

Commercial Leasing, Contract, Business Organization, Credit & Debt

Status: In Good Standing

CONTACT

2109 Stella Court, Columbus, OH 43215

Kathleen L. Caress

Banking & Finance, Bankruptcy, Credit & Debt, Electronic Commerce

Status: In Good Standing

CONTACT

2250 Huntington Center, 41 South High Street, Columbus, OH 43215

James Wiley Park

Bankruptcy, Commercial Bankruptcy, Consumer Bankruptcy, Credit & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

1299 Olentangy River Road, Columbus, OH 43212

James E. Nobile

Corporate, Business Organization, Credit & Debt, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

4511 Cemetery Road, Hilliard, OH 43026

David Andrew Trimmer

Insurance, Credit & Debt, Workers' Compensation, Constitutional Law

Status: In Good Standing Licensed: 31 Years

CONTACT

224 E Main St, Lancaster, OH 43130

Christopher Edward Veidt

Estate Planning, Estate, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 57 Years

CONTACT

37 E Hunter St, Logan, OH 43138

Michael C. Tomkies

Banking & Finance, Credit & Debt, Collection, Consumer Bankruptcy

Status: In Good Standing

CONTACT

41 S High St, Westerville, OH 43215

Michael Clyde Tomkies

Banking & Finance, Credit & Debt, Collection, Consumer Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

41 South High Street, Columbus, OH 43215

Rollyn Cliffton Gibbs

Estate Planning, Corporate, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 66 Years

CONTACT

10 W Broad St, Westerville, OH 43215

Sara Hutchins Jodka

Class Action, Communication & Media Law, Employee Rights, Credit & Debt

Status: In Good Standing

CONTACT

250 West Street, Columbus, OH 43215

800-923-0641

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LEGAL TERMS

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

... The result was that the account was returned to collections. Subsequently, Ford received letters from collections agencies and repeated phone 85 calls from those agencies, and the "bad debt" was placed on his credit report by FMCC. ...

Ham v. Ham

... Neither party filed objections to the magistrate's decision. On December 15, 2006, the magistrate sua sponte filed a Nunc Pro Tunc magistrate's decision to correct a mathematical error in the calculation of Daniel's credit card debt. ...

Home Depot USA, Inc. v. Levin

... Under the statute, the latter qualify for the bad-debt deduction. {Â¶ 19} This argument fails because vendors who extend credit themselves are not, with respect to bad debt, similarly situated to vendors like Home Depot, who hire financial institutions to extend credit. ...

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Stoutsville Credit & Debt Lawyer, Ohio

Sponsored Law Firm

R. Lasko Co. LPA, LLC

SPONSORED LAWYERS

Mark William Iannotta

Kathleen L. Caress

James Wiley Park

James E. Nobile

David Andrew Trimmer

Christopher Edward Veidt

Michael C. Tomkies

Michael Clyde Tomkies

Rollyn Cliffton Gibbs

Sara Hutchins Jodka

TIPS

LEGAL TERMS

ACCORD AND SATISFACTION

INTEREST

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

NO-FAULT INSURANCE

CREDIT REPORT

NONEXEMPT PROPERTY

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

FRAUDULENT TRANSFER

TRUTH IN LENDING ACT (TILA)

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

Ham v. Ham

Home Depot USA, Inc. v. Levin

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