Sunnyvale Bankruptcy & Debt Lawyer, California, page 4

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Victoria Zhi Li

Estate, Bankruptcy, Gift Taxation

Status: In Good Standing

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2845 Moorpark Ave, San Jose, CA 95128

Caroline M. Reebs

Litigation, Trusts, Bankruptcy

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2655 Seely Ave, Alviso, CA 95134

Scott Sagaria

Divorce & Family Law, Family Law, Divorce, Bankruptcy & Debt

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333 West San Carlos Street, San Jose, CA 95110

Brian Michael Kandel

Real Estate, Lawsuit & Dispute, Estate, Bankruptcy

Status: In Good Standing Licensed: 29 Years

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4633 Old Ironsides Dr, Santa Clara, CA 95054

Alex Rad

Bankruptcy & Debt, Divorce & Family Law, Criminal, Immigration

Status: In Good Standing Licensed: 16 Years

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1262 East Hamilton Ave, Campbell, CA 95008

Brette Evans

International Tax, Bankruptcy, Contract, Dispute Resolution, Business

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1150 N First St #110, San Jose, CA 95112

Kelly Lane Klokow

Estate, Family Law, Bankruptcy

Status: In Good Standing Licensed: 13 Years

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1150 N 1St St, Alviso, CA 95112

Elise M. Mitchell

Class Action, Estate, Divorce & Family Law, Civil Rights, Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

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320 South Third street, San Jose, CA 95112

Joseph Robert Kafka

Lawsuit & Dispute, Employment, Contract, Collection, Accident & Injury

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1541 The Alameda, San Jose, CA 95126

Elaine Le

Litigation, Family Law, Business, Bankruptcy

Status: In Good Standing Licensed: 13 Years

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1520 The Alameda, Alviso, CA 95126

800-923-0641

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LEGAL TERMS

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

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Sunnyvale Bankruptcy & Debt Lawyer, California, page 4

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Victoria Zhi Li

Caroline M. Reebs

Scott Sagaria

Brian Michael Kandel

Alex Rad

Brette Evans

Kelly Lane Klokow

Elise M. Mitchell

Joseph Robert Kafka

Elaine Le

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LEGAL TERMS

ABUSE

SETOFF

BANKRUPTCY

REDEMPTION

FAIR CREDIT REPORTING ACT (FCRA)

LIEN

ACCORD AND SATISFACTION

DISCHARGEABLE DEBTS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

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