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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Mildred N. Phillips

Tax, Litigation, Social Security, Credit & Debt

Status: In Good Standing

CONTACT

611 High Street, Dedham, MA 02027

Menina Enid Kocher

General Practice

Status: In Good Standing Licensed: 19 Years

CONTACT

20 Nottingham Street, Newton Center, MA 02459

Warren E. Wood

General Practice

Status: In Good Standing

CONTACT

60 Thoreau Street, Concord, MA 01742

Mark Lindner

Credit & Debt, Collection, Bankruptcy & Debt, Litigation, Landlord-Tenant

Status: In Good Standing Licensed: 49 Years

CONTACT

Randolph, MA 02368

David Glenn Baker

Credit & Debt, Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

255 Massachusetts Avenue, Boston, MA 02115

Robert Raymond Trant

Landlord-Tenant, Trusts, Business, Credit & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

678 Massachusetts Ave, Cambridge, MA 02139

Menina Enid Cohen

Credit & Debt, Civil Rights, Family Law, Copyright

Status: In Good Standing Licensed: 19 Years

CONTACT

800 Boylston St, Boston, MA 02199

David Merritt

Bankruptcy, Business, Civil Rights, Credit & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

50 Redfield Street, Boston, MA 02122

Christopher W. Vaughn-Martel

Employee Rights, Insurance, Credit & Debt, Products Liability, Car Accident

Status: In Good Standing

CONTACT

31 Brackett Street, Milton, MA 02186

Ann-Ellen Hornidge

Health Care Other, Banking & Finance, Credit & Debt, Education

Status: In Good Standing

CONTACT

Boston, MA 02111

800-923-0641

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

SAMPLE LEGAL CASES

Wells Fargo Business Credit v. ENVIRONAMICS CORPORATION

... guaranties made to WFBC under a credit and security agreement, and as to the guarantors' counterclaims against WFBC. The guarantors' appeal seeks review of (1) their liability, generally, as they claim an oral forbearance agreement precluded collection on this debt until the ...

Don v. Soo Hoo

... Background. In December, 2000, Don, then a self-employed jewelry maker earning about $8,000 annually, retained the law office of Soo Hoo to file a Chapter 7 bankruptcy petition so 81 that she could shed credit card debt then amounting to slightly more than $11,000. ...

Don v. SOO

... We affirm. Background. In December, 2000, Don, then a self-employed jewelry maker earning about $8,000 annually, retained the law office of Soo Hoo to file a Chapter 7 bankruptcy petition so that she could shed credit card debt then amounting to slightly more than $11,000. ...

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Sutton Credit & Debt Lawyer, Massachusetts, page 2

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Mildred N. Phillips

Menina Enid Kocher

Warren E. Wood

Mark Lindner

David Glenn Baker

Robert Raymond Trant

Menina Enid Cohen

David Merritt

Christopher W. Vaughn-Martel

Ann-Ellen Hornidge

TIPS

LEGAL TERMS

CHAPTER 13 BANKRUPTCY

GARNISHMENT

LOSS DAMAGE WAIVER (LDW)

WORKOUT

CURRENT MONTHLY INCOME

REAFFIRMATION

C CORPORATION

TRADE DRESS

ABUSE

SAMPLE LEGAL CASES

Wells Fargo Business Credit v. ENVIRONAMICS CORPORATION

Don v. Soo Hoo

Don v. SOO

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