Thomaston Credit & Debt Lawyer, Georgia

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Chuck Douglas
About | Practice Areas
Wakhisi-Douglas LLC
2002 Summit Boulevard Suite 300 Atlanta, GA 30319» view map
Bankruptcy & Debt
We Fight Back and Win in Court

We’ve won hundreds of cases, and we’ve developed a reputation for resolving complex disputes favorably for our clients.

800-978-8941
1. Chuck Douglas Atlanta, GA
  Attorney at Law- GA
  Georgia State University College of Law, J.D. 2009
2. AboutWakhisi-Douglas LLC
  We Fight Back and Win in Court
3. Practice AreasExpertise
  Bankruptcy & Debt
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Valerie Long

Bankruptcy & Debt, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing Licensed: 30 Years

FREE CONSULTATION

CONTACT

3006 University Avenue, Columbus, GA 31907

Joel Patrick Purser

Immigration, Health Care Other, Wills & Probate, Estate, Credit & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

100 South Hill Street, Griffin, GA 30223

Richard Ferrell Evins

Real Estate, Identity Theft, Contract, Credit & Debt

Status: In Good Standing

CONTACT

406 Ridley Ave, Lagrange, GA 30240

Carmel W. Sanders

Mediation, Divorce & Family Law, Criminal, Identity Theft, Credit & Debt

Status: In Good Standing

CONTACT

577 Mulberry Street, Macon, GA 31201

Robert Andrew Divis

Consumer Rights, Estate, Credit & Debt, Collection

Status: In Good Standing

CONTACT

241 Third Street, Macon, GA 31201

Nyonnohweah Snami Seekie

Immigration, Credit & Debt

Status: In Good Standing Licensed: 8 Years

CONTACT

241 Third Street, Macon, GA 31202

Sydney Wynn Mcree

Agriculture, Workers' Compensation, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 10 Years

CONTACT

Macon, GA 31208

Ishaq Kundawala

Litigation, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 22 Years

CONTACT

101 Colaparchee Plantation Drive, Macon, GA 31220

Joseph Steven Bloodworth

Real Estate Other, Estate Planning, Credit & Debt, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 19 Years

CONTACT

561 D.T. Walton Sr. Way, Macon, GA 31202

Richard E. Thomasson

Power of Attorney, Credit & Debt, Bankruptcy & Debt, Personal Injury, Bankruptcy

Status: In Good Standing Licensed: 56 Years

CONTACT

423 Orange Street, Macon, GA 31201

800-923-0641

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LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

COLLATERAL

Property that guarantees payment of a secured debt.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

SAMPLE LEGAL CASES

Moon v. CSA-Credit Solutions of America

... with CSA-Credit Solutions of America, Inc. (CSA), a Texas corporation, which provided for CSA to assist the Moons in negotiating or adjusting debts they owed to their creditors for less than the amount owed. The Moons sued CSA in Georgia claiming that the debt adjustment ...

Associated Credit Union v. Pinto

... Following the closing, the closing agent tendered payment to Associated Credit Union, the Williamses' lender, in accordance with the payoff statement for the ... that at the time Pinto filed his complaint, he no longer owned the property at issue, and the deed to secure debt at issue ...

Holland v. Holland

... Under these circumstances, it is clear that the line of credit constituted a "debt on the Lake House" within the plain language of the post-nuptial agreement. ... The record also clearly shows that the third line of credit was simply a continuation of that same debt. ...

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Thomaston Credit & Debt Lawyer, Georgia

Sponsored Law Firm

Wakhisi-Douglas LLC

SPONSORED LAWYERS

Valerie Long

Joel Patrick Purser

Richard Ferrell Evins

Carmel W. Sanders

Robert Andrew Divis

Nyonnohweah Snami Seekie

Sydney Wynn Mcree

Ishaq Kundawala

Joseph Steven Bloodworth

Richard E. Thomasson

TIPS

LEGAL TERMS

GRACE PERIOD

BULK SALES LAW

TRADE NAME

DISCHARGE (OF DEBTS)

COLLATERAL

CHAPTER 7 BANKRUPTCY

COLLECTION AGENCY

REAFFIRMATION

IRS EXPENSES

SAMPLE LEGAL CASES

Moon v. CSA-Credit Solutions of America

Associated Credit Union v. Pinto

Holland v. Holland

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