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Richard Batesky
About | Practice Areas
Batesky Law Office
22 East Washington St. Suite 210 Indianapolis, IN 46204» view map
Accident & Injury Law
Top-Notch Indiana Injury Attorney

At Batesky Law Office, we fight to obtain the maximum compensation for our clients. Regardless of how difficult your case may seem.

800-962-8840
1. Richard Batesky Indianapolis, IN
  Attorney at Law- IN, 1990
  Maurer School of Law, J.D. 1990
2. AboutBatesky Law Office
  Top-Notch Indiana Injury Attorney
3. Practice AreasExpertise
  Accident & Injury Law
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William L. O'Connor

Children's Rights, Insurance, Corporate, Credit & Debt

Status: In Good Standing

CONTACT

One American Square, Indianapolis, IN 46282

Paul J. Dunne

Credit & Debt, Foreclosure, Intellectual Property, Lending

Status: In Good Standing

CONTACT

One Indiana Square, Indianapolis, IN 46204

Sean T White

Construction, Litigation, Corporate, Credit & Debt

Status: In Good Standing

CONTACT

111 Monument Circle, Indianapolis, IN 46244

Lawrence C Arany

Farms, Alimony & Spousal Support, Credit & Debt, Consumer Bankruptcy

Status: Retired Licensed: 49 Years

CONTACT

12967 Camborne Court, Carmel, IN 46033

James Timothy Hodson

Motor Vehicle, Child Support, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 42 Years

CONTACT

Lafayette, IN 47902

Michael Ghosh

Real Estate, Foreclosure, Credit & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

275 Medical Drive, Carmel, IN 46082

Alicia M. Chandler

Real Estate, Litigation, Corporate, Credit & Debt

Status: In Good Standing Licensed: 22 Years

CONTACT

8888 Keystone Crossing, Indianapolis, IN 46240

Robert S. Schein

Construction, Corporate, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

211 North Pennsylvania Street, Indianapolis, IN 46204

James Edward Rossow

Electronic Commerce, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 26 Years

CONTACT

135 N Pennsylvania St, Indianapolis, IN 46204

Angela M. Hopper

Litigation, Credit & Debt, Employment, Bankruptcy

Status: In Good Standing

CONTACT

47 S. Pennsylvania Street, Indianapolis, IN 46204

800-923-0641

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

FCBA

See Fair Credit Billing Act.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

FDCPA

See Fair Debt Collections & Practices Act.

SAMPLE LEGAL CASES

Home Depot USA v. IND. DEPT. STATE REV.

... (See Pet'r Br. at 18-20.). The Department argues, on the other hand, that in order for Home Depot to receive the deduction, Home Depot was required to write off the credit card accounts as uncollectible debt for federal tax purposes. ...

Smither v. Asset Acceptance, LLC

... exchange, or other written contracts for the payment of money executed after August 31, 1982, must be commenced within six (6) years after the cause of action accrues." We are not convinced, however, that this statute of limitations applies to attempts to collect credit card debt. ...

Bank of America, NA v. Ping

... terminate the Credit Agreement. However, after proceeds from the Bank of America Mortgage had been used to pay the balance owed on the credit, Ping incurred more than $76,000 in additional debt under the Credit Agreement. ...

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Thorntown Credit & Debt Lawyer, Indiana

Sponsored Law Firm

Batesky Law Office

SPONSORED LAWYERS

William L. O'Connor

Paul J. Dunne

Sean T White

Lawrence C Arany

James Timothy Hodson

Michael Ghosh

Alicia M. Chandler

Robert S. Schein

James Edward Rossow

Angela M. Hopper

TIPS

LEGAL TERMS

GUARANTOR

ACCORD AND SATISFACTION

PREFERENCE

REAFFIRMATION

FCBA

SECURED DEBT

GUARANTEED RESERVATION

SETOFF

FDCPA

SAMPLE LEGAL CASES

Home Depot USA v. IND. DEPT. STATE REV.

Smither v. Asset Acceptance, LLC

Bank of America, NA v. Ping

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