Twig Credit & Debt Lawyer, Minnesota

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John Hedtke
About | Practice Areas
Hedtke Law Office
1217 E. 1St Street Duluth, MN 55805» view map
Bankruptcy & Debt
Sensible Debt Solutions

Hedtke Law Office is here to answer your questions and guide you through the bankruptcy process. We work to help you reduce your debt while keeping your personal property.

800-887-8940
1. John Hedtke Duluth, MN
  Attorney at Law - MN, 1985
  William Mitchell College J.D.
2. AboutHedtke Law Office
  Sensible Debt Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Below are all Twig Bankruptcy & Debt lawyers.

Yvonne Michaud Novak

Estate, Consumer Bankruptcy, Limited Liability Companies, Trusts

Status: In Good Standing Licensed: 21 Years

CONTACT

202 W Superior St, Duluth, MN 55802

Raymond Jeffrey Peterson

Immigration, Civil & Human Rights, Business, Credit & Debt

Status: In Good Standing Licensed: 23 Years

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202 W Superior St, Duluth, MN 55802

David A. Stromgren

Real Estate, Estate, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 48 Years

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403 North 57Th Avenue West, Duluth, MN 55807

David Allen Stromgren

Real Estate, Estate, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 48 Years

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403 North 57Th Avenue West, Duluth, MN 55807

Katrina Maria Viegas

DUI-DWI, Elder Law, Contract, Collection, Divorce & Family Law

Status: In Good Standing Licensed: 14 Years

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227 W 1St St, Duluth, MN 55802

Peter Cosmas Greenlee

Tax, Child Custody, Business Organization, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

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109 N. 2nd Avenue West, Duluth, MN 55802

Tiffany Rose Doherty-Schooler

Estate Planning, Bankruptcy, DUI-DWI, Juvenile Law

Status: In Good Standing

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424 W. Superior Street, Duluth, MN 55802

John H Bray

Real Estate, Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing Licensed: 34 Years

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207 W. Superior Street, Duluth, MN 55802

Dehlia Clair Johnson Seim

Real Estate, Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 20 Years

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302 W Superior St, Duluth, MN 55802

Robert Reid Kanuit

Landlord-Tenant, Wills & Probate, Corporate, Bankruptcy

Status: In Good Standing Licensed: 31 Years

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302 W Superior St, Duluth, MN 55802

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LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

CCCS

See Consumer Credit Counseling Service.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FDCPA

See Fair Debt Collections & Practices Act.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

SAMPLE LEGAL CASES

Baker v. Baker

... Id. Attorney Fees. In late 2003, the parties agreed that Dr. Baker would pay off approximately $43,500 of Ms. Baker's credit card debt. The debt included expenditures for the couple's home, groceries, and gifts for their children and grandchildren. ...

US FEDERAL CREDIT UNION v. STARS & STRIKES, LLC

... In 2005 and 2006, Stars & Strikes borrowed $8 million from US Federal Credit Union (USFCU). ... when USFCU foreclosed on its mortgages and bought all of the mortgaged property at a sheriff's foreclosure sale for $8,612,141.02, the amount of the business's outstanding debt. ...

ATLANTIC CREDIT & FINANCE v. DUSTRUDE

... On appeal, appellant contends that he is not required to pay the credit card debt because respondent violated the Truth In Lending Act (TILA), 15 USC Â§Â§ 1601-1667f (2000), by failing to follow a prescribed dispute-resolution procedure. ...

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Twig Credit & Debt Lawyer, Minnesota

Sponsored Law Firm

Hedtke Law Office

SPONSORED LAWYERS

Yvonne Michaud Novak

Raymond Jeffrey Peterson

David A. Stromgren

David Allen Stromgren

Katrina Maria Viegas

Peter Cosmas Greenlee

Tiffany Rose Doherty-Schooler

John H Bray

Dehlia Clair Johnson Seim

Robert Reid Kanuit

TIPS

LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

ADMINISTRATIVE EXPENSES

CCCS

SUBROGATION

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

DEBIT CARD

FDCPA

UNSECURED DEBT

NUISANCE FEES

SAMPLE LEGAL CASES

Baker v. Baker

US FEDERAL CREDIT UNION v. STARS & STRIKES, LLC

ATLANTIC CREDIT & FINANCE v. DUSTRUDE

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